UPRN:100040140472Terraced Bungalow2 bedsBuilt before 1900
FreeholdCouncil Tax: Band AEPC: D (63)
Data freshness:●Listing· freshListing: fresh, refreshed today (2026-11-11T04:00:09.660235+00:00)●Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:20:02.718191+00:00)●Ownership· freshOwnership: fresh, refreshed yesterday (2026-11-10T14:09:10.561110+00:00)●EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)●Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)●Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)●Schools· 1mo agoSchools: ageing, refreshed 1mo ago (2026-10-06T05:00:30.533230+00:00)●Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-09-23T00:00:00+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh●Council Tax· 6mo agoCouncil Tax: stale, refreshed 6mo ago (2026-05-20T09:33:12.870431+00:00)
HP Score
59
/ 100
Mixed
Verdict
today
Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate
Evidence
19 of 21 sources
Sale Estimate
£220,000
£209k - £231kHigh
Estimate
£220k
Range
£209k – £231k
Rent Estimate (pcm)
£1,000
£950 - £1k
Monthly
£1,000
Yield
10.00%
Verdict
Derived from HomePortfolio scores
4 Fore Street earns an INVESTIGATE rating with HP Score 59/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
Submission of details to discharge Condition number 8 (Fal and Helford SAC) in respect of Decision Notice PA21/11124 dated 14/07/23
Conditions
PA26/00652/PREAPP
Pre application advice for amendments to previously approved applications PA14/07113 and PA14/07114, works have already commenced on site for the conversion of the Grade II listed building.
Pending
PA26/01414
Proposed removal of existing roof structure to bungalow, construction of a raised roof to create additional habitable space, refurbishment of existing bungalow, construction of plant room, demolition and replacement of existing garage to include home office and associated works.
Low confidence1 independent sourceLead to verifyListing checked 11 Nov 2026
This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.
Check before relying on this score: the estimate sits 45% above the ask. It ranks after every home whose inputs are verified.
Valuation edge2.5/15
claims [AVM +45.5% (HIGH), sold-comps +50.8%, £/sqft +50.9%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
valuation_snapshotsestimate for 100040140472· as of 9 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 7 comps, dispersion 20.6%· as of 7 Nov 2026
Rental economics40/40
gross yield 10.0%; range width penalty ×1.00; the estimate this rent rides on sits 45% above the ask - check the rent describes the advertised home
valuation_snapshotsrent estimate 1000/mo (range 950-1050)· as of 9 Nov 2026· verify before relying on this
valuation_snapshotssale estimate 45% above the ask on the same snapshot - verify the rent describes this home· as of 9 Nov 2026· verify before relying on this
Stress margin9.9/30
stressed cash flow +99/mo, +10% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
underwriting_assumptionscosts not disclosed by the advert· as of 11 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 273 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
portal_listingsprice_changes + first_published_date· as of 11 Nov 2026
Risk & liquidity14.6/15
252 sales/12mo in area; valuation range width 10%
property_intelligencetransactions_12mo
4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.
Economics
What happens to your money
Price sensitivityScores 70+ up to £114,000
£111,000£138,000
The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.
Your assumptions
£120,000
At the asking price
£1,000/mo
Evidenced range £950-£1,050
5.4%
75%
Cash required
£37,300
Net cash flow
£287/mo
Cash on cash
9.2%
Score at this price
67
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.47 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Evidence
Where every number comes from
valuation_snapshotsestimate for 100040140472Valuation edge · as of 9 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 7 comps, dispersion 20.6%Valuation edge · as of 7 Nov 2026
valuation_snapshotsrent estimate 1000/mo (range 950-1050)Rental economics · as of 9 Nov 2026 · verify before relying on this
valuation_snapshotssale estimate 45% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advert
Risks
What could kill this deal
Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1000/mo (range 950-1050)
Rental economics needs verification before you rely on it
sale estimate 45% above the ask on the same snapshot - verify the rent describes this home
Plan
Before you offer
1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Set your walk-away price before viewing - above £114,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.
Stress margin · as of 11 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 11 Nov 2026