27 Swains Road, Budleigh Salterton, EX9 6HU

UPRN:100040159142Semi-Detached House3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band EEPC: D (68)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

27 Swains Road, Budleigh Salterton, EX9 6HU

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£637,000

£605k - £669kHigh

Estimate

£637k

Range

£605k – £669k

Rent Estimate (pcm)

£2,250

£2k - £3k

Monthly

£2,250

Yield

4.35%

Verdict

Derived from HomePortfolio scores

27 Swains Road earns an INVESTIGATE rating with HP Score 73/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (45/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

3/ 100

Low

Walkability

45/ 100

Mixed

Transit & Bike

Transit 11Bike 34

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£620,000

At the asking price

Monthly rent£2,250/mo

Evidenced range £2,050-£2,500

Interest rate5.4%

Loan to value75%

Cash required: £208,300
Net cash flow: -£535/mo
Cash on cash: -3.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.08 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£637,000

Rent Estimate (pcm)£2,250

Gross Yield4.35%

1y Growth-

3y Growth-5.2%

5y Growth-1.2%

10y Growth+2.2%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0EX9 6HU

Approval Rate

-12mo

Development

low

26/2228/FUL
Removal of an existing window and installation of French doors.
Pending
26/2235/FUL
Construction of a single storey garden room ancillary to the existing dwelling.
Pending
26/2202/VAR
Variation of condition 1 (approved plans) to planning permission 26/0859/VAR (variation of condition 1 (plans) of planning permission 25/2498/FUL (proposed new two storey side extension to integrate new replacement garage to the front, and a new single-storey rear extension; proposed works also include external landscaping and demolition of an existing single-storey detached garage) for changes in fenestration); proposed 2no. rooflights on east elevation
Pending

View Planning Timeline

Ownership

Corporate Ownership76%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,154

Population Density156 /km²

Owner Occupied82%

Age Distribution

0-15 11%16-64 44%65+ 45%

View Area Profile

Schools Nearby

St Peter's Church of England Primary School
0.6 mi
Good
Drake's Church of England Primary School
1.2 mi
GoodImproving
Otterton Church of England Primary School
1.7 mi
Good
Mill Water School
2.5 mi
Inspected as Mill Water School (URN 113635) on 8 Mar 2023

1 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

34 Swains Road
-
£840k
-
19 Swains Road
-
£579k
-
29 Swains Road
-
£590k
-
23 Swains Road
-
£370k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN