Yaffles, Coly Road, Colyton, EX24 6PU

UPRN:100040159658Detached House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band EEPC: C (71)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£408,000

£367k - £449kMedium

Estimate

£408k

Range

£367k – £449k

Rent Estimate (pcm)

£1,000

£850 - £1k

Monthly

£1,000

Yield

1.89%

Verdict

Derived from HomePortfolio scores

Yaffles earns an INVESTIGATE rating with HP Score 76/100. Investment score 71/100 reflects strong fundamentals. Crime intensity is very low. Walkability is limited (48/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

71/ 100

High

Crime Score

7/ 100

Low

Walkability

48/ 100

Mixed

Transit & Bike

Transit 9Bike 25

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 11 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-0.6/15
claims [AVM -55.6% (MEDIUM), sold-comps -31.5%, £/sqft -31.6%] → measured edge -0.12pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (MEDIUM confidence) · snapshot 10 Nov 2026
- valuation_snapshotsestimate for 100040159658· as of 10 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 12.4%· as of 29 Oct 2026
Rental economics0/40
gross yield 1.9%; range width penalty ×0.60
- valuation_snapshotsrent estimate 1000/mo (range 850-1150)· as of 10 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,074/mo, -207% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 11 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 66 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 11 Nov 2026
Risk & liquidity12.8/15
32 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£476,000£730,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£635,000

At the asking price

Monthly rent£1,000/mo

Evidenced range £850-£1,150

Interest rate5.4%

Loan to value75%

Cash required: £213,550
Net cash flow: -£1,451/mo
Cash on cash: -8.2%
Score at this price: 12

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.47 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100040159658Valuation edge · as of 10 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 12.4%Valuation edge · as of 29 Oct 2026
valuation_snapshotsrent estimate 1000/mo (range 850-1150)Rental economics · as of 10 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 11 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 11 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1000/mo (range 850-1150)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 66 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£408,000

Rent Estimate (pcm)£1,000

Gross Yield1.89%

1y Growth-

3y Growth-4.1%

5y Growth-0.9%

10y Growth+1.6%

Last Sold Price£275,000 (2017-08-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0EX24 6PU

Approval Rate

-12mo

Development

low

26/2251/TCA
T1: Purple plum - reduce height by approximately 0.5m and reshape to leave a compact balanced form. T2: Purple plum - reduce height by approximately 0.5m and reshape to leave a compact balanced form. T3: Rowan - reduce height by approximately 0.5 - 1m and reshape to leave a compact balanced form. T4: Cherry - reduce height by approximately 1m and reshape to leave a compact balanced form. T5: Sycamore - reduce height by approximately 1m into previous pruning points and reshape to leave a compact balanced form. No cuts above 40mm
Pending
26/2193/FUL
Demolish conservatory and build single storey extension; construct two dormer windows
Pending
26/1854/TCA
T1: Cypress - removal. Removal due to its proximity to neighbouring structures and primarily its close proximity to the dividing wall.
Approved

View Planning Timeline

Ownership

Corporate Ownership77.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2017-08-30
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,154

Population Density2,986 /km²

Owner Occupied64%

Age Distribution

0-15 16%16-64 53%65+ 31%

View Area Profile

Schools Nearby

Colyton Primary Academy
0.4 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Colyton Grammar School
0.6 mi
Outstanding
Seaton Primary School
1.6 mi
Good
Musbury Primary School
1.8 mi
Inspected as Musbury Primary School (URN 113102) on 7 Jan 2014

3 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

St. Antony Coly Road
-
£785k
-
1 Coly Road
-
£270k
-
3 Coly Road
-
£255k
-
4 Coly Road
-
£270k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN