4 Castle Cottages, Castle Lane, Exmouth, EX8 5BR

UPRN:100040165997Terrace Property1 bedsBuilt before 1900

FreeholdCouncil Tax: Band BEPC: D (59)

Data freshness:Planning· 2mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

4 Castle Cottages, Castle Lane, Exmouth, EX8 5BR

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£231,000

£208k - £254kMedium

Estimate

£231k

Range

£208k – £254k

Rent Estimate (pcm)

£1,000

£950 - £1k

Monthly

£1,000

Yield

5.33%

Verdict

Derived from HomePortfolio scores

4 Castle Cottages earns an INVESTIGATE rating with HP Score 54/100. Investment score 49/100 reflects below-average fundamentals. Crime intensity is moderate. Walkability is limited (26/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

54/ 100

Mixed

Investment Score

49/ 100

Mixed

Crime Score

49/ 100

Elevated

Walkability

26/ 100

Low

Transit & Bike

Transit 6Bike 38

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£225,000

At the asking price

Monthly rent£1,000/mo

Evidenced range £950-£1,050

Interest rate5.4%

Loan to value75%

Cash required: £70,800
Net cash flow: -£67/mo
Cash on cash: -1.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.32 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£231,000

Rent Estimate (pcm)£1,000

Gross Yield5.33%

1y Growth-

3y Growth-1.5%

5y Growth+1.9%

10y Growth+3.4%

Last Sold Price£195,000 (2021-06-29)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1EX8 5BR

Approval Rate

-12mo

Development

low

26/1846/FUL
Single storey extension at Lower Ground Floor Level with terrace above. Dormer windows to rear elevation extended, rooflights added to rear and front elevations.
Pending
26/1632/LBC
Replace timber front door & surround on south west elevation with timber stable door
Pending
26/0973/HRN
Removal and reinstatement of 10m of hedgerow (hedge no.25) to allow rising main replacement
Pending

View Planning Timeline

Ownership

Corporate Ownership68.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2021-06-29
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,154

Population Density-

Owner Occupied53%

Age Distribution

0-15 19%16-64 56%65+ 25%

View Area Profile

Schools Nearby

Littleham Church of England Primary School
0.3 mi
Inspected as Littleham Church of England Primary School (URN 113370) on 17 May 2023
Bassetts Farm Primary School
0.9 mi
Good
Marpool Primary School
1.1 mi
Inspected as Marpool Primary School (URN 113096) on 27 Jun 2023
Withycombe Raleigh Church of England Primary School
1.3 mi
GoodConcerns

2 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

4 Castle Cottages
-
£195k
-
2 Castle Cottages
-
£290k
-
1 Castle Cottages
-
£300k
-
5 Castle Cottages
-
£238k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN