Flat 4, 7 Louisa Terrace, Exmouth, EX8 2AQ

UPRN:100040171862Flat/Maisonette2 bedsBuilt 1950-1966

LeaseholdCouncil Tax: Band EEPC: C (75)

Data freshness:Listing· freshPlanning· 2mo agoOwnership· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Flat 4, 7 Louisa Terrace, Exmouth, EX8 2AQ

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£397,000

£377k - £417kHigh

Estimate

£397k

Range

£377k – £417k

Rent Estimate (pcm)

£2,000

£2k - £2k

Monthly

£2,000

Yield

5.65%

Verdict

Derived from HomePortfolio scores

Flat 4 earns an INVESTIGATE rating with HP Score 85/100. Investment score 70/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is excellent (88/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

85/ 100

Strong

Investment Score

70/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

88/ 100

Excellent

Transit & Bike

Transit 17Bike 58

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£425,000

At the asking price

Monthly rent£2,000/mo

Evidenced range £1,900-£2,150

Interest rate5.4%

Loan to value75%

Cash required: £140,050
Net cash flow: -£50/mo
Cash on cash: -0.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.39 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£397,000

Rent Estimate (pcm)£2,000

Gross Yield5.65%

1y Growth-

3y Growth-1.5%

5y Growth+1.9%

10y Growth+3.4%

Last Sold Price£275,000 (2008-01-04)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1EX8 2AQ

Approval Rate

-12mo

Development

low

26/2103/PDMA
Prior approval for the change of use of the building from Class E (commercial, business and service) to a dwellinghouse (class C3)
Pending
26/2197/TCA
T1, Yew: remove two closest southern stems, growing adjacent to garage roof; prune any tertiary branches to give clearance; remove self-seeded Bay growing in Yew and treat stump to prevent regrowth.
Pending
26/2166/TRE
T1: Lime - fell, due to severe decay in roots and base of trunk only 10-15% holding wood left on one side of trunk.
Pending

View Planning Timeline

Ownership

Corporate Ownership68.2%
Overseas OwnershipNo
Lease Term Remaining172 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2008-01-04
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,154

Population Density4,690 /km²

Owner Occupied66%

Age Distribution

0-15 9%16-64 50%65+ 41%

View Area Profile

Schools Nearby

Royal Deaf Education Trust
0.2 mi
Good
Royal Deaf Education Trust
0.3 mi
-
Exeter Road Community Primary School
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St Joseph's Catholic Primary School, Exmouth
0.5 mi
Good

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Highcliffe, 10 Louisa Terrace
-
£360k
-
Dolforgan Court, 2 Louisa Terrace
-
£345k
-
Highcliffe, 10 Louisa Terrace
-
£320k
-
Highcliffe, 10 Louisa Terrace
-
£291k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN