4 Mill Street, Sidmouth, EX10 8DF

UPRN:100040197506Terrace Property4 bedsBuilt before 1900

FreeholdCouncil Tax: Band DEPC: C (75)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 2mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£389,000

£350k - £428kMedium

Estimate

£389k

Range

£350k – £428k

Rent Estimate (pcm)

£1,350

£1k - £2k

Monthly

£1,350

Yield

3.81%

Verdict

Derived from HomePortfolio scores

4 Mill Street earns an INVESTIGATE rating with HP Score 77/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (88/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

63/ 100

Moderate

Crime Score

21/ 100

Moderate

Walkability

88/ 100

Excellent

Transit & Bike

Transit 11Bike 50

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 10 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -9.3% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 14 Nov 2026
- valuation_snapshotsestimate for 100040197506· as of 14 Nov 2026
Rental economics0/40
gross yield 3.8%; range width penalty ×0.83
- valuation_snapshotsrent estimate 1350/mo (range 1250-1500)· as of 14 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -931/mo, -69% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 10 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 53 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 10 Nov 2026
Risk & liquidity12.8/15
256 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£319,000£488,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£425,000

At the asking price

Monthly rent£1,350/mo

Evidenced range £1,250-£1,500

Interest rate5.4%

Loan to value75%

Cash required: £140,050
Net cash flow: -£500/mo
Cash on cash: -4.3%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.94 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100040197506Valuation edge · as of 14 Nov 2026
valuation_snapshotsrent estimate 1350/mo (range 1250-1500)Rental economics · as of 14 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 10 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 10 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1350/mo (range 1250-1500)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 53 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£389,000

Rent Estimate (pcm)£1,350

Gross Yield3.81%

1y Growth-

3y Growth+0.2%

5y Growth+1.2%

10y Growth+3.2%

Last Sold Price£279,000 (2006-09-07)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0EX10 8DF

Approval Rate

-12mo

Development

low

26/2284/TRE
T2, Holm Oak : Reduce eastern pollarded stem by 2-3m. T3, Holm Oak : Reduce eastern and central stems by 2-3m. T4, Holm Oak : Crown reduce eastern aspect by 2-3m. T5, Holm Oak : Pollard at approximately 4m above ground level. T6, Holm Oak : Reduce tagged stems to main union approximately 3-4m above ground level. T8, Holm Oak : Reduce eastern aspect limb by 2-3m. T9, Holm Oak : Remove snapped limb. T10, Scots Pine : Dismantle to leave an approximate 5-6m stump, ensure finished height is not within falling distance of the highway.
Pending
26/2212/FUL
Replacement of 4no windows on front elevation, and 1no window on rear elevation
Pending
26/2048/FUL
Alterations to rear courtyard including removal and replacement of steps, new walkway and refurbishment of ancillary building.
Pending

View Planning Timeline

Ownership

Corporate Ownership68.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2006-09-07
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,154

Population Density-

Owner Occupied66%

Age Distribution

0-15 9%16-64 48%65+ 43%

View Area Profile

Schools Nearby

St John's School
0.6 mi
Inspected by ISI
Sidmouth Church of England Primary School
0.9 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Sidmouth College
1.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Sidbury Church of England Primary School
2.7 mi
Good

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

6 Mill Street
-
£270k
-
10 Mill Street
-
£195k
-
5 Mill Street
-
£190k
-
7 Mill Street
-
£275k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN