50 Argyll Road, Exeter, EX4 4RY

UPRN:100040201088Semi-Detached House4 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band FEPC: C (72)

Data freshness:Listing· freshPrice Paid· freshPlanning· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£721,000

£685k - £757kHigh

Estimate

£721k

Range

£685k – £757k

Rent Estimate (pcm)

£3,800

£4k - £4k

Monthly

£3,800

Yield

6.51%

Verdict

Derived from HomePortfolio scores

50 Argyll Road earns an INVESTIGATE rating with HP Score 69/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (21/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

21/ 100

Low

Transit & Bike

Transit 4Bike 39

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 2 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +2.9% (HIGH), sold-comps -9.7%, £/sqft -9.7%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 100040201088· as of 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 22.7%· as of 4 Nov 2026
Rental economics11.3/40
gross yield 6.5%; range width penalty ×0.94
- valuation_snapshotsrent estimate 3800/mo (range 3550-4050)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -290/mo, -8% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 45 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity14.6/15
457 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£525,000£805,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£700,000

At the asking price

Monthly rent£3,800/mo

Evidenced range £3,550-£4,050

Interest rate5.4%

Loan to value75%

Cash required: £236,300
Net cash flow: £268/mo
Cash on cash: 1.4%
Score at this price: 26

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.61 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100040201088Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 22.7%Valuation edge · as of 4 Nov 2026
valuation_snapshotsrent estimate 3800/mo (range 3550-4050)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3800/mo (range 3550-4050)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 45 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£721,000

Rent Estimate (pcm)£3,800

Gross Yield6.51%

1y Growth-

3y Growth-1.2%

5y Growth+1.8%

10y Growth+2.9%

Last Sold Price£700,000 (2022-12-01)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2EX4 4RY

Approval Rate

50%12mo

Development

low

26/1594/CAT
T3 - Lime - Remove hanging branches and deadwood that could strike users of garden paths. Retain stable deadwood not directly overhanging mown footpaths. T13 - Cedar - Undertake selective thinning of distal branches in the northeastern lower limb of approximately 20% to reduce end weight and leverage. Maximum pruning cut diameter 40mm.
Pending
26/1595/CAT
T1 - Yew - Reduce the southern and south-eastern crown by approximately 1m, shaping and tapering into the upper crown. Retain sufficient shade over the Japanese Maple beneath. Maximum pruning cut diameter 20mm. T2 - Mulberry - Reduce the northern and central leaders by approximately 1m, cutting back to suitable secondary growth. Retain lower growth capable of contributing to a smaller crown. Maximum pruning cut diameter 50mm. Undertake between leaf fall and midwinter. T3 - Sycamore - Fell the small dead tree during other tree surgery works. T4 - Catalpa - Selectively shorten extended lower branches by approximately 1m to reduce end-weight and improve clearance from the garage and neighbouring property, retaining the open crown form. Maximum pruning cut diameter 20mm.
Pending
26/1573/TPO
T1652 ///necks.fire.noble "Common beech (Fagus sylvatica)" Reduce the tree in height and radially by 1.5 metres. T1653 ///duty.into.fishery "Eucalyptus (Eucalyptus sp.)" Repollard back to previous point. T1655 ///chats.manliness.grace "Holm oak (Quercus ilex)" Reduce tree by 2 metres in height and radial spread. T1660 ///opens.hours.heave "Cherry (Prunus sp. 'Cherry')" Sectional dismantle and fell. G1 ///outer.gown.poet "Laurel x10 (Laurus sp.) Holm oak x11 (Quercus ilex)" Crown raise trees giving 2.5 metres clearance from garage roofs. G4 ///cabin.cover.mute "Holm oak x7 (Quercus ilex)" Reduce tree in height by up to 5 metres and reduce eastern aspect by up to 1 metre. T1136 ///policy.decay.visits "Black walnut (Juglans nigra)" Reduce tree by up to 2 metres in height. T1654 ///shield.limit.orders "Holm oak (Quercus ilex)" Reduce height and radial spread by up 2 metres in length. T1656 ///issue.places.rescue "Holm oak (Quercus ilex)" Re-pollard tree at previous points. Please see submitted Tree report for justification of works.
Rejected

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Ownership

Corporate Ownership60%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2022-12-01
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,531

Population Density1,848 /km²

Owner Occupied89%

Age Distribution

0-15 14%16-64 74%65+ 12%

View Area Profile

Schools Nearby

Thomas Hall School
0.6 mi
Requires improvement
University of Exeter
0.7 mi
-
Stoke Hill Junior School
0.9 mi
Good
Stoke Hill Infant and Nursery School
1.0 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

0 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

High Corner, 2 Argyll Road
-
£1.03M
-
56 Argyll Road
-
£700k
-
50 Argyll Road
-
£700k
-
24 Argyll Road
-
£600k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN