19 Monmouth Avenue, Topsham, Exeter, EX3 0AF

UPRN:100040224722Mid Terrace House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band DEPC: C (71)

Data freshness:Listing· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

19 Monmouth Avenue, Topsham, Exeter, EX3 0AF

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£476,000

£452k - £499kHigh

Estimate

£476k

Range

£452k – £499k

Rent Estimate (pcm)

£1,750

£2k - £2k

Monthly

£1,750

Yield

4.94%

Verdict

Derived from HomePortfolio scores

19 Monmouth Avenue earns an INVESTIGATE rating with HP Score 79/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (72/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

57/ 100

Moderate

Crime Score

6/ 100

Low

Walkability

72/ 100

High

Transit & Bike

Transit 13Bike 64

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£425,000

At the asking price

Monthly rent£1,750/mo

Evidenced range £1,550-£1,900

Interest rate5.4%

Loan to value75%

Cash required: £140,050
Net cash flow: -£223/mo
Cash on cash: -1.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.22 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£476,000

Rent Estimate (pcm)£1,750

Gross Yield4.94%

1y Growth-

3y Growth-5.5%

5y Growth-1.1%

10y Growth+2.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

3EX3 0AF

Approval Rate

100%12mo

Development

low

26/1582/CAT
T1 - Robinia - Reduce in height by approx. 2 metres, and shorten back the laterals by between 1.5-2.5 metres (previous growth points.), leaving a balanced form. Crown lift to 5.2 metres clearance over the road.
Pending
26/1571/DIS
Discharge conditions 4 (Material Samples), 6 (Surface Water Run-off) and 8 (ASHP Details) of the previously approved 25/0193/FUL; determined on 03/06/25.
Pending
26/1539/LPD
The development comprises a simple conversion of an existing storage attic into a single habitable room with 2no in roof-plane rooflights to the front elevation and one to the rear. No dormers or alterations to the roof form are proposed.
Approved

View Planning Timeline

Ownership

Corporate Ownership53.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,531

Population Density1,470 /km²

Owner Occupied71%

Age Distribution

0-15 10%16-64 48%65+ 42%

View Area Profile

Schools Nearby

The Topsham School
0.3 mi
Good
Lady Seaward's Church of England Primary School
1.1 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Trinity CofE Primary and Nursery School
1.3 mi
Inspected as Trinity Church of England Voluntary Aided Primary and Nursery School (URN 141955) on 16 Mar 2022
Exeter Pre-Prep School
1.4 mi
Inspected by ISI

1 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

18 Monmouth Avenue
-
£790k
-
27 Monmouth Avenue
-
£1.50M
-
9 Monmouth Avenue
-
£900k
-
Quay Gardens Barn Monmouth Avenue
-
£656k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN