76 Pinhoe Road, Exeter, EX4 7HL

UPRN:100040228551Terrace Property3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band CEPC: C (72)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£309,000

£294k - £325kHigh

Estimate

£309k

Range

£294k – £325k

Rent Estimate (pcm)

£1,600

£2k - £2k

Monthly

£1,600

Yield

6.40%

Verdict

Derived from HomePortfolio scores

76 Pinhoe Road earns an INVESTIGATE rating with HP Score 82/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (77/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

82/ 100

Strong

Investment Score

69/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

77/ 100

High

Transit & Bike

Transit 36Bike 67

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 3 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge2.5/15
claims [AVM +2.9% (HIGH), sold-comps +17.6%, £/sqft +17.6%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 100040228551· as of 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 7.5%· as of 24 Oct 2026
Rental economics10.6/40
gross yield 6.4%; range width penalty ×0.95
- valuation_snapshotsrent estimate 1600/mo (range 1500-1700)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -220/mo, -14% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 243 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 3 Nov 2026
Risk & liquidity14.6/15
457 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£225,000£345,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£300,000

At the asking price

Monthly rent£1,600/mo

Evidenced range £1,500-£1,700

Interest rate5.4%

Loan to value75%

Cash required: £96,300
Net cash flow: £95/mo
Cash on cash: 1.2%
Score at this price: 28

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.58 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100040228551Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 7.5%Valuation edge · as of 24 Oct 2026
valuation_snapshotsrent estimate 1600/mo (range 1500-1700)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1600/mo (range 1500-1700)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 243 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£309,000

Rent Estimate (pcm)£1,600

Gross Yield6.40%

1y Growth-

3y Growth-1.2%

5y Growth+1.8%

10y Growth+2.9%

Last Sold Price£283,000 (2018-07-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0EX4 7HL

Approval Rate

-12mo

Development

low

26/1587/LPD
Certificate of Lawfulness for proposed removal of existing rear extensions and addition of new single storey rear extension.
Pending
26/1593/CAT
Removal of 2 nr Willow trees
Pending
26/1585/TPO
G1 Robinia and Beech reduce back to suitable pruning points to achieve a 2m clearance from the building T1 (TPO) Horse Chestnut crown lift to 4m south and west aspects clearance over car park Reason: T1 Horse Chestnut, this tree is being struck by delivery vehicles and requires a crown raise of 3m from ground level to prevent further damage. T2 (TPO) English Yew remove 2x dead stems Reason: T2 Yew, removal of the dead stems are on safety grounds as the tree is partially over the driveway/car park. T3 Sycamore re-pollard
Pending

View Planning Timeline

Ownership

Corporate Ownership60%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2018-07-27
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

13 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,531

Population Density13,633 /km²

Owner Occupied39%

Age Distribution

0-15 10%16-64 85%65+ 5%

View Area Profile

Schools Nearby

Ladysmith Junior School
0.3 mi
Inspected as Ladysmith Junior School (URN 113081) on 22 May 2024
Ladysmith Infant & Nursery School
0.3 mi
Inspected as Ladysmith Infant & Nursery School (URN 113080) on 21 Feb 2023
Stoke Hill Infant and Nursery School
0.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Newtown Primary School
0.5 mi
Inspected as Newtown Primary School (URN 113083) on 14 Sep 2021

1 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

32 Pinhoe Road
-
£380k
-
68 Pinhoe Road
-
£340k
-
66 Pinhoe Road
-
£371k
-
80A Pinhoe Road
-
£183k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN