3 Island Street, Salcombe, TQ8 8DP

UPRN:100040296178TerracedBeds -Built -

FreeholdCouncil Tax: Band DEPC: -

Data freshness:Listing· freshPlanning· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£644,000

£580k - £708kMedium

Estimate

£644k

Range

£580k – £708k

Rent Estimate (pcm)

£1,250

£1k - £2k

Monthly

£1,250

Yield

2.07%

Verdict

Derived from HomePortfolio scores

3 Island Street earns an INVESTIGATE rating with HP Score 77/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (74/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

61/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

74/ 100

High

Transit & Bike

Transit 6Bike 48

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity
listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£725,000

At the asking price

Monthly rent£1,250/mo

Evidenced range £1,000-£1,500

Interest rate5.4%

Loan to value75%

Cash required: £245,050
Net cash flow: -£1,581/mo
Cash on cash: -7.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.51 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£644,000

Rent Estimate (pcm)£1,250

Gross Yield2.07%

1y Growth-9.1%

3y Growth-15.5%

5y Growth-5.3%

10y Growth+0.7%

Last Sold Price£392,500 (2006-10-24)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0TQ8 8DP

Approval Rate

-12mo

Development

low

2961/26/CLP
Certificate of lawfulness for proposed demolition of existing outbuildings and construction of new garage
Pending
2947/26/HHO
Enlarged window at fourth floor
Pending
2884/26/HHO
New openings and changes to existing openings, including new balustrading and Juliet balconies, as well as the replacement of a chimney with a flue and other alterations
Pending

View Planning Timeline

Ownership

Corporate Ownership60%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2006-10-24
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,721

Population Density414 /km²

Owner Occupied71%

Age Distribution

0-15 8%16-64 52%65+ 40%

View Area Profile

Schools Nearby

Salcombe Church of England Primary School
0.4 mi
Inspected as Salcombe Church of England Primary School (URN 113405) on 14 Jun 2011
Malborough with South Huish Church of England Primary School
2.0 mi
Good
Charleton Church of England Academy
2.3 mi
Inspected as Charleton Church of England Primary School (URN 113391) on 3 Jun 2015
Kingsbridge Academy
2.9 mi
Good

0 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

25 Island Street
-
£495k
-
19 Island Street
-
£363k
-
27 Island Street
-
£490k
-
Shadycombe Stores Island Street
-
£430k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN