64A High Street, Totnes, TQ9 5SQ

UPRN:100040299474Converted Flat2 bedsBuilt before 1900

FreeholdCouncil Tax: Band BEPC: E (53)

Data freshness:Listing· freshPlanning· 6mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£198,000

£159k - £238kLow

Estimate

£198k

Range

£159k – £238k

Rent Estimate (pcm)

£300

£250 - £400

Monthly

£300

Yield

1.11%

Verdict

Derived from HomePortfolio scores

64A High Street earns an INVESTIGATE rating with HP Score 70/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is good (78/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

50/ 100

Elevated

Walkability

78/ 100

High

Transit & Bike

Transit 32Bike 50

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 1.1%; range width penalty ×0.40
- valuation_snapshotsrent estimate 300/mo (range 250-400)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,281/mo, -427% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- listing_factsservice charge / ground rent from the advert· as of 5 Nov 2026· verify before relying on this
Risk & liquidity9.3/15
216 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£325,000

At the asking price

Monthly rent£300/mo

Evidenced range £250-£400

Interest rate5.4%

Loan to value75%

Cash required: £105,050
Net cash flow: -£889/mo
Cash on cash: -10.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.27 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 300/mo (range 250-400)Rental economics · as of 13 Oct 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advertStress margin · as of 5 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 5 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 300/mo (range 250-400)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£198,000

Rent Estimate (pcm)£300

Gross Yield1.11%

1y Growth-

3y Growth-1.0%

5y Growth+2.1%

10y Growth+4.0%

Last Sold Price£115,000 (2011-10-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1TQ9 5SQ

Approval Rate

-12mo

Development

low

3073/26/TCA
G1 Willow / Bay to coppice at approximately 2m above stone wall. to create future hedge going forward. tree group is within a tight location between two buildings, managing as a smaller hedge will eliminate potential problems. pre pruning dimensions: h. 8m w. 4m post pruning dimensions: h. 2m w. 3m
Pending
2954/26/ARC
Application for approval of details reserved by condition 8 (CMP) of planning consent 1926/25/FUL
Pending
2931/26/HHO
Front porch & rear single storey extension
Pending

View Planning Timeline

Ownership

Corporate Ownership67.8%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2011-10-21
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,721

Population Density4,351 /km²

Owner Occupied56%

Age Distribution

0-15 10%16-64 59%65+ 31%

View Area Profile

Schools Nearby

The Grove School
0.2 mi
Good
Totnes Independent School
0.3 mi
Inspected by ISI
King Edward VI Community College
0.4 mi
Inspected as King Edward VI Community College (URN 113520) on 5 Jun 2019
On Track Education Totnes
0.5 mi
Good

1 of 5 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

56 High Street
-
£303k
-
Georgian Flats, 60 High Street
-
£110k
-
54B High Street
-
£165k
-
72 High Street
-
£205k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN