Data freshness:●Listing· freshListing: fresh, refreshed yesterday (2026-11-06T04:00:06.530844+00:00)●Price Paid· freshPrice Paid: fresh, refreshed 6d ago (2026-11-01T03:33:03.420285+00:00)●Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:22:29.312135+00:00)●EPC· 3mo agoEPC: ageing, refreshed 3mo ago (2026-08-21T10:11:14.925607+00:00)●Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)●Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)●Schools· 1mo agoSchools: ageing, refreshed 1mo ago (2026-10-06T05:00:30.533230+00:00)●Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-09-23T00:00:00+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
HP Score
74
/ 100
Mixed
Verdict
yesterday
Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate
Evidence
20 of 21 sources
Sale Estimate
£134,000
£120k - £147kMedium
Estimate
£134k
Range
£120k – £147k
Rent Estimate (pcm)
£550
£500 - £600
Monthly
£550
Yield
6.60%
Verdict
Derived from HomePortfolio scores
Flat 8 earns an INVESTIGATE rating with HP Score 74/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (91/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
Remove fractured branch only of Monterey Pine tree
Approved
26/01695/HOU
Replacement of an existing lean-to extension with a kitchen extension and widening of the entrance access
Pending
26/01680/CAN
1x Multi Stemmed Bay - Remove 1x stem that has basal failure which overhangs the neighbouring driveway. Trim remaining overhanging foliage from the Bay back to boundary line. Reduce remaining stems from a height of 7m to approximately 4m above ground level to match the height of the existing hedge. Indian Bean Tree & Silver Birch - Reduce to previous pruning cuts at 4m above ground level. All cuts will not exceed 20mm in diameter.
No registered title polygon, building footprint, or street match for this property yet.
Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN
Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN
Opportunity
Why this could be an opportunity
25
Low confidence1 independent sourceLead to verifyListing checked 6 Nov 2026
This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.
Check before relying on this score: the estimate sits 25% above the ask. It ranks after every home whose inputs are verified.
Valuation edge1.6/15
claims [AVM +25.4% (MEDIUM), sold-comps +2.0%, £/sqft +2.0%] → measured edge +0.33pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Oct 2026
valuation_snapshotsestimate for 100040327461· as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 18.4%· as of 4 Nov 2026
Rental economics10.7/40
gross yield 6.6%; range width penalty ×0.84; the estimate this rent rides on sits 25% above the ask - check the rent describes the advertised home
valuation_snapshotsrent estimate 550/mo (range 500-600)· as of 9 Oct 2026· verify before relying on this
valuation_snapshotssale estimate 25% above the ask on the same snapshot - verify the rent describes this home· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -410/mo, -75% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); fails the stress - earns nothing
listing_factsservice charge / ground rent from the advert· as of 6 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 77 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
portal_listingsprice_changes + first_published_date· as of 6 Nov 2026
Risk & liquidity12.8/15
670 sales/12mo in area; valuation range width 20%
property_intelligencetransactions_12mo
4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.
Economics
What happens to your money
Price sensitivity
£75,000£115,000
The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.
Your assumptions
£100,000
At the asking price
£550/mo
Evidenced range £500-£600
5.4%
75%
Cash required
£31,300
Net cash flow
£43/mo
Cash on cash
1.7%
Score at this price
25
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.63 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Evidence
Where every number comes from
valuation_snapshotsestimate for 100040327461Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 18.4%Valuation edge · as of 4 Nov 2026
valuation_snapshotsrent estimate 550/mo (range 500-600)Rental economics · as of 9 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 25% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Oct 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advert
Risks
What could kill this deal
Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 550/mo (range 500-600)
Rental economics needs verification before you rely on it
sale estimate 25% above the ask on the same snapshot - verify the rent describes this home
Plan
Before you offer
1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.
Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.
Stress margin · as of 6 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026