Rose Cottage, Madge Lane, Tavistock, PL19 0DY

UPRN:100040399080Detached Bungalow2 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band CEPC: D (56)

Data freshness:Listing· freshPrice Paid· freshPlanning· 6mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 1mo ago

Rose Cottage, Madge Lane, Tavistock, PL19 0DY

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£305,000

£290k - £320kHigh

Estimate

£305k

Range

£290k – £320k

Rent Estimate (pcm)

£700

£600 - £850

Monthly

£700

Yield

3.05%

Verdict

Derived from HomePortfolio scores

Rose Cottage earns an INVESTIGATE rating with HP Score 52/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

52/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

46/ 100

Elevated

Walkability

0/ 100

Low

Transit & Bike

Transit 20Bike 30

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +9.8% (HIGH), sold-comps -19.6%, £/sqft -19.7%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 100040399080· as of 13 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 16.8%· as of 12 Oct 2026
Rental economics0/40
gross yield 3.1%; range width penalty ×0.49
- valuation_snapshotsrent estimate 700/mo (range 600-850)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -776/mo, -111% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 28 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.7/15
184 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£206,000£316,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£275,000

At the asking price

Monthly rent£700/mo

Evidenced range £600-£850

Interest rate5.4%

Loan to value75%

Cash required: £87,550
Net cash flow: -£444/mo
Cash on cash: -6.1%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.75 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100040399080Valuation edge · as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 16.8%Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 700/mo (range 600-850)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 700/mo (range 600-850)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 28 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£305,000

Rent Estimate (pcm)£700

Gross Yield3.05%

1y Growth-

3y Growth-2.4%

5y Growth-1.6%

10y Growth+2.5%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2PL19 0DY

Approval Rate

100%12mo

Development

low

2914/26/TPO
TPO S52: T1 - Oak tree growing from Devon Bank. Reduce lateral spread throughout on all four cardinal bearings N, S E and W by 2-2.5 metres. To reduce shading over garden and mitigate risk of overhang over neighbours' garden. Crown lift by 1.5 metres from ground level. 3. Reduce height of ascending stems by 2.5 - 3 metres to reduce amount of wind tree catches. Chip waste and remove & cut any resultant timber to logs and leave. Reason for works: Tree overhangs garden and neighbour.
Pending
2847/26/LBC
Repair of soffits and fascia, treatment of structural timbers and replacement of flooring.
Pending
2844/26/TCA
T1 Holly -Trim all side branches to 1 meter length. T2 Holly -Cut off all dead branches and trim all remaining branches to 3 metres . T3 Sycamore -Trim crown by 1 meter and all sides by 0.5 meter T4 Ash -Cut off all dead branches and trim crown by 0.5 meter T5 Yew -Trim crown and all sides by 0.5 meter . T6 Mulberry -Trim crown and all sides by 0.5 meter . T7 Eucryphia Cordfolia ?- Trim crown and all sides by 0.5 meter . T8 Yew - Trim crown and sides both 0.75 meter
Pending

View Planning Timeline