89 St Margarets Road, Plymouth, PL7 4SB

UPRN:100040489196Semi-Detached House2 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band BEPC: D (55)

Data freshness:Planning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£219,000

£208k - £230kHigh

Estimate

£219k

Range

£208k – £230k

Rent Estimate (pcm)

£850

£800 - £900

Monthly

£850

Yield

4.64%

Verdict

Derived from HomePortfolio scores

89 St Margarets Road earns an INVESTIGATE rating with HP Score 72/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (41/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

72/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

41/ 100

Mixed

Transit & Bike

Transit 18Bike 45

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£220,000

At the asking price

Monthly rent£850/mo

Evidenced range £800-£900

Interest rate5.4%

Loan to value75%

Cash required: £69,200
Net cash flow: -£154/mo
Cash on cash: -2.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.14 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£219,000

Rent Estimate (pcm)£850

Gross Yield4.64%

1y Growth+23.3%

3y Growth+2.4%

5y Growth+3.2%

10y Growth+3.4%

Last Sold Price£50,000 (2000-11-10)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0PL7 4SB

Approval Rate

-12mo

Development

low

26/01525/CDM
Condition Discharge: Conditions 4 (cycle provision), 5 (EV charging), 6 (car parking management strategy), 7 (flood emergency plan), 8 (ecological mitigation) and 9 (travel plan details) of application 26/00204/FUL
Pending
26/01506/S73
Removal or Variation of Conditions 1, 4, 5, 6, 7, 8, 9 & 13 of application 26/00204/FUL
Pending
26/01476/S73
Variation of Condition 20 (Opening Hours) to extend opening hours, and removal of Condition 21 (12 Month Monitoring) of application 18/01509/S73
Pending

View Planning Timeline

Ownership

Corporate Ownership56.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2000-11-10
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

3 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,992

Population Density-

Owner Occupied89%

Age Distribution

0-15 18%16-64 58%65+ 24%

View Area Profile

Schools Nearby

Woodford Primary School
0.2 mi
Inspected as Woodford Primary School (URN 135349) on 8 Jul 2015
Hele's School
0.6 mi
Good
Boringdon Primary School
0.8 mi
Good
St Mary's Priory CofE Infant & Nursery School
1.0 mi
Good

2 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

81 St Margarets Road
-
£270k
-
100 St Margarets Road
-
£465k
-
119 St Margarets Road
-
£253k
-
99 St Margarets Road
-
£171k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN