Aymar, 9 Haldon Road, Torquay, TQ1 2LX

UPRN:100040545015Detached Bungalow3 bedsBuilt 1967-1975

FreeholdCouncil Tax: Band FEPC: D (64)

Data freshness:Planning· 5mo agoOwnership· 1mo agoEPC· 2mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

6 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£622,000

£591k - £654kHigh

Estimate

£622k

Range

£591k – £654k

Rent Estimate (pcm)

£1,700

£1k - £2k

Monthly

£1,700

Yield

3.43%

Verdict

Derived from HomePortfolio scores

Aymar earns an INVESTIGATE rating with HP Score 69/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (64/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

34/ 100

Moderate

Walkability

64/ 100

Moderate

Transit & Bike

Transit 26Bike 39

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 3 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +4.3% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 10 Oct 2026
- valuation_snapshotsestimate for 100040545015· as of 10 Oct 2026
Rental economics0/40
gross yield 3.4%; range width penalty ×0.61
- valuation_snapshotsrent estimate 1700/mo (range 1450-1950)· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,391/mo, -82% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 139 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 3 Nov 2026
Risk & liquidity14.6/15
418 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£446,000£684,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£595,000

At the asking price

Monthly rent£1,700/mo

Evidenced range £1,450-£1,950

Interest rate5.4%

Loan to value75%

Cash required: £199,550
Net cash flow: -£831/mo
Cash on cash: -5.0%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.85 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100040545015Valuation edge · as of 10 Oct 2026
valuation_snapshotsrent estimate 1700/mo (range 1450-1950)Rental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1700/mo (range 1450-1950)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 139 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£622,000

Rent Estimate (pcm)£1,700

Gross Yield3.43%

1y Growth-

3y Growth-0.8%

5y Growth+1.0%

10y Growth+2.7%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1TQ1 2LX

Approval Rate

0%12mo

Development

low

AT/2026/0300
G1 Sycamore group, within tree belt adjacent to cafe. Running between Red Maple and finished around the Spruce. Sycamores to be re - pollared to approx a finished height of around 6m from ground level. pre pruning dimensions: h. 12m average w. 4-5m post pruning dimensions: h. 6m average w. 4-5m
Pending
AT/2026/0297
T1 Mature Horse Chestnut situated on the East boundary of the property - To be pollarded to match the height of the adjacent pollarded Horse Chestnut at approximately 10-12m back to appropriate pruning/pollard points within the trees crown. (As identified with attached photo) Reason: Tree has previously been topped with maturing regrowth on an old tree in an exposed location within the property garden.
Pending
AT/2026/0295
T002. 1x Lawson cypress (Chamaecyparis lawsoniana) - Crown lift to 3m above ground level for highway clearance. T013. 1x Weeping willow (Salix babylonica) - Prune away from car park to achieve 1.5m clearance. T5857. 1x Norway maple (Acer platanoides) - Sectional dismantle and fell. All branches will be chipped into the undergrowth surrounding the tree. All timber will be removed from site G008. Coppice laurel undergrowth to a height of 0.3m around base of trees to assist in future inspections. T013. 1 x Weeping willow (Salix babylonica) - Reduce the height of the canopy by 2-3m whilst retaining the entirety of the lower canopy to compensate for lean. T014. 1x Sycamore (Acer pseudoplatanus) - Reduce tree to a height of 6m above ground level to reduce the mechanical load on main branch junction. Understory vegetation will be cut to provide a clear access route from the tree. All branches will be chipped back into the undergrowth leaving a level profile with all timber being stacked on site within the dense undergrowth area. T1988. 1x Pedunculate oak (Quercus robur) - Coppice laurel surrounding the base of tree to assist in future inspections. All arising material shall be removed from site and returned to our premises for recycling unless stated otherwise within quote. For Justification, please refer to the Tree Condition Safety Survey
Pending

View Planning Timeline