Flat 1, 38 Bell Street, Shaftesbury, SP7 8AE

UPRN:100040596709Converted Flat2 bedsBuilt before 1900

LeaseholdCouncil Tax: Band AEPC: E (46)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Flat 1, 38 Bell Street, Shaftesbury, SP7 8AE

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£146,000

£139k - £153kHigh

Estimate

£146k

Range

£139k – £153k

Rent Estimate (pcm)

£300

£250 - £350

Monthly

£300

Yield

2.18%

Verdict

Derived from HomePortfolio scores

Flat 1 earns an INVESTIGATE rating with HP Score 65/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (63/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

44/ 100

Elevated

Walkability

63/ 100

Moderate

Transit & Bike

Transit 23Bike 32

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 30 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge-1.6/15
claims [AVM -13.0% (HIGH)] → measured edge -0.33pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 100040596709· as of 9 Oct 2026
Rental economics0/40
gross yield 2.2%; range width penalty ×0.53
- valuation_snapshotsrent estimate 300/mo (range 250-350)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -606/mo, -202% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 30 Oct 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 94 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 30 Oct 2026
Risk & liquidity14.7/15
176 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£124,000£189,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£165,000

At the asking price

Monthly rent£300/mo

Evidenced range £250-£350

Interest rate5.4%

Loan to value75%

Cash required: £51,600
Net cash flow: -£349/mo
Cash on cash: -8.1%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.54 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100040596709Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 300/mo (range 250-350)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 30 Oct 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 30 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 300/mo (range 250-350)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£146,000

Rent Estimate (pcm)£300

Gross Yield2.18%

1y Growth-

3y Growth-3.8%

5y Growth+0.2%

10y Growth+3.6%

Last Sold Price£132,500 (2020-08-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonModerate
MiningLow
LandslideSignificant
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0SP7 8AE

Approval Rate

-12mo

Development

low

P/HOU/2026/05901
Erection of single storey side extension & porch. Replacement of existing pitched roof with new higher pitched roof to enable loft extension
Pending
P/TRT/2026/05877
T202 - Copper Beech - Prune the Northern and Western canopy to provide 2m of clearance from the house and the garage. Crown lift to 3.5m over the drive. T203 - Hawthorn - Prune to provide 1m of clearance from the property. T209 - Pedunculate Oak - Crown lift by removing lateral branches below 4m that overhang the road and drive entrance. Remove deadwood that overhangs the drive and road. T217 - Horse Chestnut - Reduce the canopy from the lower limb only that overhangs the road by 3-4m. T225 - Beech - Crown lift to 2.5m over the path and 2.5m over the driveway.
Pending
P/HOU/2026/05841
Erect a stand-alone carport with solar panels on the roof.
Pending

View Planning Timeline

Ownership

Corporate Ownership74.6%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2020-08-21
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

20 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,444

Population Density-

Owner Occupied54%

Age Distribution

0-15 11%16-64 56%65+ 33%

View Area Profile

Schools Nearby

The Abbey CofE VA Primary School, Shaftesbury
0.5 mi
Good
Shaftesbury School
0.5 mi
Good
Shaftesbury Church of England Primary School
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.
Port Regis Preparatory School
1.2 mi
Inspected by ISI

4 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Bell House, 49 Bell Street
-
£875k
-
45A Bell Street
-
£165k
-
36 Bell Street
-
£685k
-
Lawn Court Bell Street
-
£270k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN