Flower Meadow, Haycrafts Lane, Swanage, BH19 3EB

UPRN:100040609608Detached Bungalow4 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band DEPC: D (60)

Data freshness:Listing· freshOwnership· freshEPC· 5mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Flower Meadow, Haycrafts Lane, Swanage, BH19 3EB

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£909,000

£818k - £1.00MMedium

Estimate

£909k

Range

£818k – £1.00M

Rent Estimate (pcm)

£2,600

£2k - £3k

Monthly

£2,600

Yield

5.24%

Verdict

Derived from HomePortfolio scores

Flower Meadow earns an INVESTIGATE rating with HP Score 65/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (24/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

7/ 100

Low

Walkability

24/ 100

Low

Transit & Bike

Transit 23Bike 35

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 13 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 35% above the ask. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +34.5% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 100040609608· as of 9 Nov 2026
Rental economics1.3/40
gross yield 5.2%; range width penalty ×0.66; the estimate this rent rides on sits 35% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 2600/mo (range 2250-2950)· as of 9 Nov 2026· verify before relying on this
- valuation_snapshotssale estimate 35% above the ask on the same snapshot - verify the rent describes this home· as of 9 Nov 2026· verify before relying on this
- listing_factslisting text signals condition works - budget before trusting any yield· as of 13 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -729/mo, -28% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 13 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 403 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 13 Nov 2026
Risk & liquidity12.8/15
168 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£461,000£684,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£595,000

At the asking price

Monthly rent£2,600/mo

Evidenced range £2,250-£2,950

Interest rate5.4%

Loan to value75%

Cash required: £199,550
Net cash flow: -£208/mo
Cash on cash: -1.3%
Score at this price: 14

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.29 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100040609608Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 2600/mo (range 2250-2950)Rental economics · as of 9 Nov 2026 · verify before relying on this
valuation_snapshotssale estimate 35% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Nov 2026 · verify before relying on this
listing_factslisting text signals condition works - budget before trusting any yieldRental economics · as of 13 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advert

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2600/mo (range 2250-2950)
Rental economics needs verification before you rely on it
sale estimate 35% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£909,000

Rent Estimate (pcm)£2,600

Gross Yield5.24%

1y Growth-

3y Growth-1.7%

5y Growth+1.5%

10y Growth+2.3%

Last Sold Price£455,000 (2006-04-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningSignificant
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2BH19 3EB

Approval Rate

100%12mo

Development

low

P/FUL/2026/06035
Demolition of existing bungalow, garage and outbuildings (keeping shed in northern area of the site), and erection of new bungalow. Terraces. PV array. Cycle and bin store.
Pending
P/TRT/2026/04890
Group of Cypress - Reduce the height by 3 metres.
Approved
P/TRT/2026/04682
T1 Oak: Crown reduction by up to 1m to previous pruning points only and pruning to clear the overhead service cables by up to 1m (amended description of works). G1 2 x Oak trees: Crown reduction by up to 1m to previous pruning points only. Crown lift to 3.5m from ground level by the pruning of tertiary and secondary branches and removal of epicormic growth. Prune to clear the overhead service cables by up to 1m (amended description of works). T2 Lime - Dismantle down to ground level (Fell). G3 2 x Lime trees: Crown reduction by up to 1.5m to previous pruning points only. Crown lift to 3.5m from ground level by the pruning of tertiary and secondary branches only. Prune to clear the overhead service cables by up to 1m (amended description of works). T4 Lime - Dismantle down to ground level (Fell).
Approved

View Planning Timeline

Ownership

Corporate Ownership67.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2006-04-27
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

11 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,444

Population Density77 /km²

Owner Occupied77%

Age Distribution

0-15 11%16-64 50%65+ 39%

View Area Profile

Schools Nearby

St George's Church of England Primary School, Langton Matravers
1.3 mi
Inspected as St George's Church of England Primary School, Langton Matravers (URN 113803) on 19 Apr 2023
Corfe Castle Church of England Primary School
1.6 mi
Good
The Swanage School
1.9 mi
Good
Swanage St Mark's Church of England Primary School
1.9 mi
Good

0 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Sunny Glade Haycrafts Lane
-
£410k
-
Quoin Wood Haycrafts Lane
-
£760k
-
The Firs Haycrafts Lane
-
£750k
-
Southern Wood Haycrafts Lane
-
£851k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN