Flat 5, Richmond Lodge, 6 Victoria Avenue, Swanage, BH19 1AN

UPRN:100040612939Purpose Built Flat2 bedsBuilt 1930-1949

LeaseholdCouncil Tax: Band BEPC: D (57)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Flat 5, Richmond Lodge, 6 Victoria Avenue, Swanage, BH19 1AN

HP Score

/ 100

Strong

Verdict

today

Verdict: AVOID, on a scale of Buy, Investigate, Avoid.
Significant risk factors

Evidence

20 of 21 sources

Sale Estimate

£240,000

£228k - £252kHigh

Estimate

£240k

Range

£228k – £252k

Rent Estimate (pcm)

£800

£750 - £900

Monthly

£800

Yield

4.09%

Verdict

Derived from HomePortfolio scores

Flat 5 earns an AVOID rating with HP Score 79/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (86/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

67/ 100

Moderate

Crime Score

16/ 100

Moderate

Walkability

86/ 100

Excellent

Transit & Bike

Transit 33Bike 56

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£235,000

At the asking price

Monthly rent£800/mo

Evidenced range £750-£900

Interest rate5.4%

Loan to value75%

Cash required: £74,000
Net cash flow: -£239/mo
Cash on cash: -3.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.01 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£240,000

Rent Estimate (pcm)£800

Gross Yield4.09%

1y Growth+48.4%

3y Growth-1.7%

5y Growth+1.5%

10y Growth+2.3%

Last Sold Price£125,000 (2005-01-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

0BH19 1AN

Approval Rate

-12mo

Development

low

P/NMA/2026/06157
Non Material Amendment to add 2 juliet balconies to Planning Permission P/HOU/2025/04545 Install dormer to front and rear elevations and 2no roof lights to rear elevation
Pending
P/TRC/2026/06055
T1 Sycamore: Crown reduction of up to 6 metres in height and up to 3 metres laterally. T2 Pear: Crown reduction of up to 4 metres in height and up to 1 metre laterally.
Pending
P/VOC/2026/06089
Kitchen extension and extended deck to create covered store (with variation to condition 2 of PA P/HOU/2024/00699 - step in deck level moved to north elevation and ground floor internal layout revised
Pending

View Planning Timeline

Ownership

Corporate Ownership67.3%
Overseas OwnershipNo
Lease Term Remaining47 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2005-01-12
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,444

Population Density-

Owner Occupied69%

Age Distribution

0-15 9%16-64 40%65+ 51%

View Area Profile

Schools Nearby

Swanage Primary School
0.5 mi
Inspected as Swanage Primary School (URN 113677) on 13 Nov 2019
St Mary's Catholic Primary School, Swanage
0.7 mi
Good
The Swanage School
1.0 mi
Good
Swanage St Mark's Church of England Primary School
1.0 mi
Good

1 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Seaforth Lodge, 4 Victoria Avenue
-
£227k
-
The Mulberrys, 18 Victoria Avenue
-
£345k
-
Worcester Lodge, 12 Victoria Avenue
-
£205k
-
Victoria Court, 2 Victoria Avenue
-
£345k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN