3 Ridgeway, Sherborne, DT9 6BZ

UPRN:100040647728Detached House4 bedsBuilt 1967-1975

FreeholdCouncil Tax: Band EEPC: C (69)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£558,000

£530k - £586kHigh

Estimate

£558k

Range

£530k – £586k

Rent Estimate (pcm)

£1,750

£2k - £2k

Monthly

£1,750

Yield

3.65%

Verdict

Derived from HomePortfolio scores

3 Ridgeway earns an INVESTIGATE rating with HP Score 72/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (34/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

72/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

34/ 100

Mixed

Transit & Bike

Transit 17Bike 42

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 10 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -3.0% (HIGH), sold-comps -4.5%, £/sqft -4.6%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 10 Nov 2026
- valuation_snapshotsestimate for 100040647728· as of 10 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 22.4%· as of 3 Nov 2026
Rental economics0/40
gross yield 3.7%; range width penalty ×0.74
- valuation_snapshotsrent estimate 1750/mo (range 1550-1950)· as of 10 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,270/mo, -73% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 10 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 40 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 10 Nov 2026
Risk & liquidity14.6/15
255 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£431,000£661,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£575,000

At the asking price

Monthly rent£1,750/mo

Evidenced range £1,550-£1,950

Interest rate5.4%

Loan to value75%

Cash required: £192,550
Net cash flow: -£729/mo
Cash on cash: -4.5%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.90 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100040647728Valuation edge · as of 10 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 22.4%Valuation edge · as of 3 Nov 2026
valuation_snapshotsrent estimate 1750/mo (range 1550-1950)Rental economics · as of 10 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 10 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 10 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1750/mo (range 1550-1950)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 40 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£558,000

Rent Estimate (pcm)£1,750

Gross Yield3.65%

1y Growth+5.8%

3y Growth-3.5%

5y Growth-0.0%

10y Growth+2.7%

Last Sold Price£555,000 (2024-04-26)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0DT9 6BZ

Approval Rate

-12mo

Development

low

P/TRC/2026/05933
T1 Ash - Reduce crown by approximately 5m overall, remove dead wood & remove lowest north facing limb
Pending
P/TRC/2026/05808
T1 Weeping Willow - Remove multiple failed limbs and pollard remaining crown at 9m (approximately 1/2 height) T2 Weeping Willow - Remove failed limb and pollard remaining crown at 9m (approximately 1/2 height) G1 Alder x 4 - Crown raise to 4m by pruning secondary and tertiary branches T4 Weeping Copper Beech - Reduce height by up to 3m T6 Cherry - Crown reduction by up to 2m overall T7 Sycamore- Crown reduction in height by up to 3m and a lateral reduction on the eastern side by 2.25m T8 Mature Ash - Crown raise 3 limbs overhanging car park entrance up to 4m, by pruning secondary and tertiary branches
Pending
P/HOU/2026/05563
Replacement of single storey extensions, external alterations and re-site associated retaining wall
Pending

View Planning Timeline

Ownership

Corporate Ownership69.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2024-04-26
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,444

Population Density841 /km²

Owner Occupied72%

Age Distribution

0-15 15%16-64 48%65+ 37%

View Area Profile

Schools Nearby

Sherborne School for Girls
0.2 mi
Inspected by ISI
Sherborne Abbey Church of England Primary School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Sherborne Preparatory School
0.4 mi
Inspected by ISI
Sherborne School
0.5 mi
Inspected by ISI

5 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

3 Ridgeway
-
£555k
-
7 Ridgeway
-
£520k
-
3 Ridgeway
-
£338k
-
1 Ridgeway
-
£290k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN