1 Northover Gardens, 5 Dunbar Road, Bournemouth, BH3 7AZ

UPRN:100040732279End Terrace House3 bedsBuilt 1983-1990

LeaseholdCouncil Tax: Band EEPC: C (70)

Data freshness:Listing· freshPlanning· 5mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

1 Northover Gardens, 5 Dunbar Road, Bournemouth, BH3 7AZ

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£513,000

£487k - £538kHigh

Estimate

£513k

Range

£487k – £538k

Rent Estimate (pcm)

£1,700

£2k - £2k

Monthly

£1,700

Yield

4.12%

Verdict

Derived from HomePortfolio scores

1 Northover Gardens earns an INVESTIGATE rating with HP Score 66/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (66/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

54/ 100

Elevated

Walkability

66/ 100

Moderate

Transit & Bike

Transit 13Bike 64

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 9 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +3.5% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 11 Nov 2026
- valuation_snapshotsestimate for 100040732279· as of 11 Nov 2026
Rental economics0/40
gross yield 4.1%; range width penalty ×0.73
- valuation_snapshotsrent estimate 1700/mo (range 1500-1900)· as of 11 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -969/mo, -57% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 9 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 177 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 9 Nov 2026
Risk & liquidity14.7/15
55 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£371,000£569,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£495,000

At the asking price

Monthly rent£1,700/mo

Evidenced range £1,500-£1,900

Interest rate5.4%

Loan to value75%

Cash required: £164,550
Net cash flow: -£494/mo
Cash on cash: -3.6%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.02 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100040732279Valuation edge · as of 11 Nov 2026
valuation_snapshotsrent estimate 1700/mo (range 1500-1900)Rental economics · as of 11 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 9 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 9 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1700/mo (range 1500-1900)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£513,000

Rent Estimate (pcm)£1,700

Gross Yield4.12%

1y Growth-

3y Growth-16.8%

5y Growth-2.7%

10y Growth+1.1%

Last Sold Price£375,000 (2013-07-05)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

3BH3 7AZ

Approval Rate

100%12mo

Development

low

P/26/05495/CLP
Lawful Development Certificate for proposed convert one existing bedroom into a communal room/lounge and to use the room identified as a study on the ground floor as the replacement bedroom. The number of bedrooms would therefore remain at seven, and occupation would remain limited to a maximum of seven people.
Pending
P/26/05490/TTPO
T1 & T2 - Yew Trees - Selective lateral reduction and removal of secondary sub-branches on the mid-to-upper canopy. Creating a 2-metre clear radial envelope around the overhead telegraph cable and roof tiles. Crown lift T1 & T2 to a height of 4 meters above ground level. Please see the annotated photo.
Pending
P/26/05431/CLE
Lawful Development Certificate for existing use or operation to operate as a 5 bedroom HMO.
Pending

View Planning Timeline

Ownership

Corporate Ownership64%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2013-07-05
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,848

Population Density4,120 /km²

Owner Occupied45%

Age Distribution

0-15 14%16-64 75%65+ 11%

View Area Profile

Schools Nearby

St Martin's School
0.3 mi
Inspected by ISI
Kings Bournemouth
0.5 mi
Inspected by ISI
Linwood School
0.6 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St Luke's Church of England Primary School
0.8 mi
Requires improvement

4 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

7 Dunbar Road
-
£750k
-
19 Dunbar Road
-
£1.44M
-
Northover Gardens, 5 Dunbar Road
-
£537k
-
15 Dunbar Road
-
£295k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN