20 Rutland Road, Bournemouth, BH9 1EQ

UPRN:100040764259Detached House3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band CEPC: D (59)

Data freshness:Listing· freshPlanning· 2mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£359,000

£341k - £377kHigh

Estimate

£359k

Range

£341k – £377k

Rent Estimate (pcm)

£2,400

£2k - £3k

Monthly

£2,400

Yield

8.00%

Verdict

Derived from HomePortfolio scores

20 Rutland Road earns an INVESTIGATE rating with HP Score 67/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (48/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

32/ 100

Moderate

Walkability

48/ 100

Mixed

Transit & Bike

Transit 27Bike 61

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£360,000

At the asking price

Monthly rent£2,400/mo

Evidenced range £2,250-£2,500

Interest rate5.4%

Loan to value75%

Cash required: £117,300
Net cash flow: £447/mo
Cash on cash: 4.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.98 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£359,000

Rent Estimate (pcm)£2,400

Gross Yield8.00%

1y Growth-

3y Growth+0.5%

5y Growth+1.5%

10y Growth+3.1%

Last Sold Price£227,500 (2005-12-16)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

3BH9 1EQ

Approval Rate

50%12mo

Development

low

P/26/05431/CLE
Lawful Development Certificate for existing use or operation to operate as a 5 bedroom HMO.
Pending
P/26/05359/ADV
Advertisement Consent for installation of two additional external signs to the existing shopfront.
Pending
P/26/05348/CLE
Lawful Development Certificate for existing use of (C4 use HMO) 5 bedroom House
Pending

View Planning Timeline

Ownership

Corporate Ownership71.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2005-12-16
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,848

Population Density9,034 /km²

Owner Occupied53%

Age Distribution

0-15 17%16-64 75%65+ 8%

View Area Profile

Schools Nearby

Queen's Park Academy
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St. Walburga's Catholic Primary School
0.3 mi
Good
Queen's Park Infant Academy
0.4 mi
Good
Bournemouth School
0.4 mi
Outstanding

5 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

26 Rutland Road
-
£350k
-
12 Rutland Road
-
£410k
-
16 Rutland Road
-
£220k
-
34 Rutland Road
-
£398k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN