27 Churchill Road, Poole, BH12 2LW

UPRN:100040800421Semi-Detached House2 bedsBuilt -

FreeholdCouncil Tax: Band CEPC: B (83)

Data freshness:Listing· freshPlanning· 1mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£313,000

£297k - £328kHigh

Estimate

£313k

Range

£297k – £328k

Rent Estimate (pcm)

£1,550

£1k - £2k

Monthly

£1,550

Yield

5.90%

Verdict

Derived from HomePortfolio scores

27 Churchill Road earns an INVESTIGATE rating with HP Score 79/100. Investment score 71/100 reflects strong fundamentals. Crime intensity is low. Walkability is good (73/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

71/ 100

High

Crime Score

20/ 100

Moderate

Walkability

73/ 100

High

Transit & Bike

Transit 18Bike 65

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 9 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.6% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 100040800421· as of 12 Oct 2026
Rental economics6.8/40
gross yield 5.9%; range width penalty ×0.94
- valuation_snapshotsrent estimate 1550/mo (range 1450-1650)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -320/mo, -21% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 9 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 208 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 9 Nov 2026
Risk & liquidity14.7/15
356 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£236,000£362,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£315,000

At the asking price

Monthly rent£1,550/mo

Evidenced range £1,450-£1,650

Interest rate5.4%

Loan to value75%

Cash required: £101,550
Net cash flow: £10/mo
Cash on cash: 0.1%
Score at this price: 22

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.46 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100040800421Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 1550/mo (range 1450-1650)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 9 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 9 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1550/mo (range 1450-1650)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 208 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£313,000

Rent Estimate (pcm)£1,550

Gross Yield5.90%

1y Growth-

3y Growth-2.1%

5y Growth+1.4%

10y Growth+2.8%

Last Sold Price£277,000 (2019-07-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

3BH12 2LW

Approval Rate

50%12mo

Development

low

P/26/05392/TTPO
T1 - English oak - Overall crown raise by up to 5 metres from ground level, and reduce 2 overextended secondary limbs by up to 3 metres to shape with rest of canopy, as indicated in attached photo. T2 - English oak - Overall crown raise by up to 5 metres from ground level, including removal of one heavily reduced secondary limb (as indicated) and tertiary growth only.
Pending
P/26/05353/TTPO
T1- Horse Chesnut - Lateral crown reduction of up to 3m to boundary line. To remove excessive overhang, shading and detritus falling from tree T2 - Holly - Crown reduction of up to 2m to boundary line. To remove excessive overhang, shading and detritus falling from tree.
Pending
P/26/05320/HOU
Demolition of porch and lean too structures. New two storey and single storey side extension and new porch.
Pending

View Planning Timeline

Ownership

Corporate Ownership66.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2019-07-15
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,848

Population Density-

Owner Occupied55%

Age Distribution

0-15 17%16-64 65%65+ 18%

View Area Profile

Schools Nearby

Livingstone Road Infant School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Livingstone Road Junior School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Courthill Infant School
0.4 mi
Good
Heatherlands Primary School
0.6 mi
Good

2 of 6 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

15 Churchill Road
-
£390k
-
29 Churchill Road
-
£295k
-
27A Churchill Road
-
£285k
-
Parkstone Gospel Hall, 3 Churchill Road
-
£200k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN