81 Oxford Street, Burnham-on-Sea, TA8 1EW

UPRN:100040907233Terrace Property3 bedsBuilt before 1900

FreeholdCouncil Tax: Band BEPC: C (72)

Data freshness:Listing· freshPrice Paid· freshPlanning· 6mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

81 Oxford Street, Burnham-on-Sea, TA8 1EW

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£215,000

£204k - £226kHigh

Estimate

£215k

Range

£204k – £226k

Rent Estimate (pcm)

£950

£850 - £1k

Monthly

£950

Yield

5.70%

Verdict

Derived from HomePortfolio scores

81 Oxford Street earns an INVESTIGATE rating with HP Score 67/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (85/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

64/ 100

Elevated

Walkability

85/ 100

Excellent

Transit & Bike

Transit 25Bike 46

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +7.0% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 100040907233· as of 13 Oct 2026
Rental economics5/40
gross yield 5.7%; range width penalty ×0.88
- valuation_snapshotsrent estimate 950/mo (range 850-1000)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -276/mo, -29% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 2 price cut(s), unknown days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.6/15
239 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£150,000£230,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£200,000

At the asking price

Monthly rent£950/mo

Evidenced range £850-£1,000

Interest rate5.4%

Loan to value75%

Cash required: £62,800
Net cash flow: -£17/mo
Cash on cash: -0.3%
Score at this price: 20

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.41 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100040907233Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 950/mo (range 850-1000)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 950/mo (range 850-1000)
Seller motivation could not be scored
context, not scored: 2 price cut(s), unknown days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
2 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£215,000

Rent Estimate (pcm)£950

Gross Yield5.70%

1y Growth-

3y Growth+0.6%

5y Growth+2.2%

10y Growth+3.2%

Last Sold Price£168,000 (2020-04-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1TA8 1EW

Approval Rate

100%12mo

Development

low

11/26/00089
Fell 1No. dead Cherry (T18). Crown reduce 1No. Cherry (T33) by 1-2m from street light side to clear light pattern and partially reduce weight that direction due to trunk decay located in Manor Gardens.
Approved
11/26/00088
Remove hanging branch of 1No. Ash (T7) (TPO Ref T46). Deadwood 1No. Purple Beech (T17) (TPO Ref T42). Crown lift 1No. Horse Chestnut (T19) (TPO Ref T41) above roof line to create a 2m clearance, pollard to secondary pollard points where possible to maintain shape of the crown dependant of decay retain smaller growth. Crown lift 1No. Lime (T36) (TPO Ref T27) to 4m and crown thin by 20% central. Crown lift 1No. Plane (T57) (TPO Ref T62) 3m over the path located in Manor Gardens.
Approved
11/26/00090
Crown reduction of 38No. Hybrid Black Poplars (TE01–TE38) (TPO Ref A1). Reduce crowns to a finished height of approximately 18–20m, from a current height of approximately 22–25m. Reduce crowns to a finished spread of approximately 8–10m (4–5m radial), with the greater reduction applied to over-extended limbs on the road and caravan sides. On previously reduced or pollarded trees, reduce back to or just above the previous reduction points, removing heavy regrowth. Reason: The works are proposed to reduce sail area and end weight, and therefore the risk of failure.
Approved

View Planning Timeline

Ownership

Corporate Ownership66.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2020-04-27
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

20 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,908

Population Density4,808 /km²

Owner Occupied64%

Age Distribution

0-15 13%16-64 54%65+ 33%

View Area Profile

Schools Nearby

St Andrew's Church Junior School
0.1 mi
Inspected as St Andrew's Church of England Voluntary Controlled Junior School (URN 123785) on 11 May 2022
St Joseph's Catholic Primary and Nursery School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Burnham-On-Sea Infant School
0.5 mi
Inspected as Burnham-On-Sea Community Infant School (URN 123682) on 10 Jan 2023
The King Alfred School
1.0 mi
Good

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

68 Oxford Street
-
£160k
-
87 Oxford Street
-
£95k
-
87 Oxford Street
-
£105k
-
78 Oxford Street
-
£205k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN