Vicars, 3 Church Street, Stogursey, Bridgwater, TA5 1TQ

UPRN:100040955873Converted Flat3 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: E (40)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Vicars, 3 Church Street, Stogursey, Bridgwater, TA5 1TQ

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£346,000

£329k - £364kHigh

Estimate

£346k

Range

£329k – £364k

Rent Estimate (pcm)

£200

£100 - £350

Monthly

£200

Yield

0.69%

Verdict

Derived from HomePortfolio scores

Vicars earns an INVESTIGATE rating with HP Score 56/100. Investment score 47/100 reflects below-average fundamentals. Crime intensity is low. Walkability is limited (13/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

56/ 100

Mixed

Investment Score

47/ 100

Mixed

Crime Score

23/ 100

Moderate

Walkability

13/ 100

Low

Transit & Bike

Transit 5Bike 20

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a house but the valuation basis is the whole flat at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£350,000

At the asking price

Monthly rent£200/mo

Evidenced range £100-£350

Interest rate5.4%

Loan to value75%

Cash required: £113,800
Net cash flow: -£1,043/mo
Cash on cash: -11.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.17 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£346,000

Rent Estimate (pcm)£200

Gross Yield0.69%

1y Growth-

3y Growth+0.0%

5y Growth+2.0%

10y Growth+3.2%

Last Sold Price£269,000 (2010-02-26)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0TA5 1TQ

Approval Rate

-12mo

Development

low

3/32/26/014
Application for a Lawful Development Certificate to confirm that building works lawfully commenced before planning permission 3/32/23/003 expired
Pending
3/32/26/007
Erection of an agricultural building
Approved
3/32/26/004
Application for prior notification for the erection of an agricultural building to cover silage clamp
Approved

View Planning Timeline

Ownership

Corporate Ownership83.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2010-02-26
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,908

Population Density41 /km²

Owner Occupied67%

Age Distribution

0-15 13%16-64 56%65+ 31%

View Area Profile

Schools Nearby

Stogursey Church of England Primary School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Nether Stowey Church of England Primary School
2.1 mi
Good
Otterhampton Primary School
3.4 mi
Good
Brymore Academy
3.5 mi
GoodImproving

5 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

11 Church Street
-
£475k
-
9 Church Street
-
£405k
-
13 Church Street
-
£330k
-
4 Church Street
-
£380k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN