Wisteria Cottage, 8 Hill Street, Stogumber, Taunton, TA4 3TD

UPRN:100040964480Semi-Detached House3 bedsBuilt before 1900

FreeholdCouncil Tax: Band EEPC: E (43)

Data freshness:Listing· freshPlanning· 3mo agoOwnership· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Wisteria Cottage, 8 Hill Street, Stogumber, Taunton, TA4 3TD

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£651,000

£586k - £716kMedium

Estimate

£651k

Range

£586k – £716k

Rent Estimate (pcm)

£2,800

£3k - £3k

Monthly

£2,800

Yield

6.11%

Verdict

Derived from HomePortfolio scores

Wisteria Cottage earns an INVESTIGATE rating with HP Score 61/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (13/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

18/ 100

Moderate

Walkability

13/ 100

Low

Transit & Bike

Transit 5Bike 16

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 16% above the ask. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +15.5% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 100040964480· as of 13 Oct 2026
Rental economics7.5/40
gross yield 6.1%; range width penalty ×0.84; the estimate this rent rides on sits 16% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 2800/mo (range 2550-3050)· as of 13 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 16% above the ask on the same snapshot - verify the rent describes this home· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -392/mo, -14% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 38 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity12.8/15
216 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£412,500£632,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£550,000

At the asking price

Monthly rent£2,800/mo

Evidenced range £2,550-£3,050

Interest rate5.4%

Loan to value75%

Cash required: £183,800
Net cash flow: £82/mo
Cash on cash: 0.5%
Score at this price: 20

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.51 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100040964480Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 2800/mo (range 2550-3050)Rental economics · as of 13 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 16% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2800/mo (range 2550-3050)
Rental economics needs verification before you rely on it
sale estimate 16% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£651,000

Rent Estimate (pcm)£2,800

Gross Yield6.11%

1y Growth-6.3%

3y Growth-2.7%

5y Growth-1.5%

10y Growth+2.4%

Last Sold Price£245,000 (2002-04-17)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2TA4 3TD

Approval Rate

100%12mo

Development

low

3/31/26/016
Application for prior notification for the erection of an agricultural building to support general farming activity and to provide weatherproof storage for farming materials and machinery
Pending
3/31/26/014
Change of roof coverings to outbuildings, installation of gable glazing to front porch, replacement of rear door and deteriorated timber lintel on south elevation, installation of solar panels to south facing roof slope of new garage roof, installation of PIV system to dwelling, alterations to chimney to serve a wood burning stove in the dining room and internal alterations to erect a partition wall in the utility/shower room. Also, alteration to external steps to include a ramp, resurfacing of driveway with reinstatement of boundary and garden walls
Approved
3/31/26/013
Change of roof coverings to outbuildings, installation of gable glazing to front porch, replacement of rear door and deteriorated timber lintel on south elevation, installation of solar panels to south facing roof slope of new garage roof, installation of PIV system to dwelling, alterations to chimney to serve a wood burning stove in the dining room and internal alterations to erect a partition wall in the utility/shower room. Also, alteration to external steps to include a ramp, resurfacing of driveway with reinstatement of boundary and garden walls
Approved

View Planning Timeline

Ownership

Corporate Ownership78.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2002-04-17
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

20 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,908

Population Density19 /km²

Owner Occupied74%

Age Distribution

0-15 13%16-64 52%65+ 35%

View Area Profile

Schools Nearby

Stogumber CofE Primary School
0.2 mi
-
Crowcombe CofE VA Primary School
2.7 mi
-
St Peter's Church of England First School
2.9 mi
GoodConcerns
Danesfield Church of England Voluntary Controlled Community Middle School
2.9 mi
Inspected as Danesfield Church of England Voluntary Controlled Community Middle School (URN 140631) on 9 Dec 2025

1 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

6 Hill Street
-
£375k
-
South Lodge Hill Street
-
£400k
-
Boars Head Cottage Hill Street
-
£400k
-
3 Hill Street
-
£435k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN