5A Elliot Terrace, Plymouth, PL1 2PL

UPRN:100041149006Converted Flat2 bedsBuilt before 1900

LeaseholdCouncil Tax: Band AEPC: E (53)

Data freshness:Listing· freshOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£188,000

£151k - £226kLow

Estimate

£188k

Range

£151k – £226k

Rent Estimate (pcm)

£750

£700 - £800

Monthly

£750

Yield

1.89%

Verdict

Derived from HomePortfolio scores

5A Elliot Terrace earns an INVESTIGATE rating with HP Score 75/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (86/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

59/ 100

Moderate

Crime Score

28/ 100

Moderate

Walkability

86/ 100

Excellent

Transit & Bike

Transit 47Bike 56

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

2 live adverts with different prices, types or bedrooms on one UPRN (£225,000-£475,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£475,000

At the asking price

Monthly rent£750/mo

Evidenced range £700-£800

Interest rate5.4%

Loan to value75%

Cash required: £157,550
Net cash flow: -£1,084/mo
Cash on cash: -8.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.47 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£188,000

Rent Estimate (pcm)£750

Gross Yield1.89%

1y Growth-35.2%

3y Growth-2.2%

5y Growth-2.5%

10y Growth+0.6%

Last Sold Price£150,000 (2025-12-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

5PL1 2PL

Approval Rate

-12mo

Development

low

26/01524/GPD
Prior approval for change of use of first floor from restaurant (Class E) to 12no. flats (Class C3)
Pending
26/01523/FUL
External building alterations, including the modification and replacement of existing windows and access doors, introduction of opaque glazing and provision of external bin & bike stores
Pending
26/01516/S73
Removal of Condition 9 (Solar PV Panels) from application 25/01519/S73 in favour of a requirement for battery storage
Pending

View Planning Timeline

Ownership

Corporate Ownership50.1%
Overseas OwnershipNo
Lease Term Remaining95 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2025-12-12
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,992

Population Density5,052 /km²

Owner Occupied34%

Age Distribution

0-15 6%16-64 69%65+ 25%

View Area Profile

Schools Nearby

St Andrew's Cof E VA Primary School
0.1 mi
Good
Millbay Academy
0.3 mi
Good
St Peter's CofE Primary School
0.4 mi
Good
The Cathedral School of St Mary
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

1 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

5A Elliot Terrace
-
£150k
-
2 Elliot Terrace
-
£232k
-
5 Elliot Terrace
-
£250k
-
5 Elliot Terrace
-
£138k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN