9 Strangways Terrace, Truro, TR1 2NY

UPRN:100041204197Mid Terrace House5 bedsBuilt before 1900

FreeholdCouncil Tax: Band EEPC: C (71)

Data freshness:Planning· 1mo agoOwnership· freshEPC· 5mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£1,371,000

£1.23M - £1.51MMedium

Estimate

£1.37M

Range

£1.23M – £1.51M

Rent Estimate (pcm)

£5,550

£5k - £6k

Monthly

£5,550

Yield

6.83%

Verdict

Derived from HomePortfolio scores

9 Strangways Terrace earns an INVESTIGATE rating with HP Score 78/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (92/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

59/ 100

Moderate

Crime Score

27/ 100

Moderate

Walkability

92/ 100

Excellent

Transit & Bike

Transit 48Bike 52

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 5 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 29% above the ask. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +28.9% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 100041204197· as of 9 Nov 2026
Rental economics11.8/40
gross yield 6.8%; range width penalty ×0.80; the estimate this rent rides on sits 29% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 5550/mo (range 5000-6100)· as of 9 Nov 2026· verify before relying on this
- valuation_snapshotssale estimate 29% above the ask on the same snapshot - verify the rent describes this home· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -164/mo, -3% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 5 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 49 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 5 Nov 2026
Risk & liquidity12.8/15
277 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£731,000£1,121,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£975,000

At the asking price

Monthly rent£5,550/mo

Evidenced range £5,000-£6,100

Interest rate5.4%

Loan to value75%

Cash required: £335,050
Net cash flow: £552/mo
Cash on cash: 2.0%
Score at this price: 25

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.69 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100041204197Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 5550/mo (range 5000-6100)Rental economics · as of 9 Nov 2026 · verify before relying on this
valuation_snapshotssale estimate 29% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 5 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 5 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 5550/mo (range 5000-6100)
Rental economics needs verification before you rely on it
sale estimate 29% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,371,000

Rent Estimate (pcm)£5,550

Gross Yield6.83%

1y Growth-25.1%

3y Growth-0.8%

5y Growth+1.1%

10y Growth+2.3%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

4TR1 2NY

Approval Rate

0%12mo

Development

low

PA26/07640
Application for tree works in a Conservation Area (CA): Fell to ground level and remove a Monterey Pine (Pinus radiata) Reason for Proposed Works: T1 is a mature Monterey pine situated in close proximity to neighbouring residential properties. A road has previously been constructed approximately 1 metre from the base of the tree. Given the proximity of the road to the trunk, there are concerns that excavation and ground disturbance associated with its construction may have resulted in damage to, or severance of, significant structural roots. Such disturbance has the potential to compromise the tree's anchorage and long-term structural stability, particularly given the tree's mature size and the associated wind loading. Although the tree is not currently exhibiting obvious external signs of decline or instability, the extent of any historical root damage is unknown. Due to the tree's proximity to residential properties and the potential consequences of structural failure, the property owner has expressed significant concerns regarding its long-term safety. The proposed removal is therefore requested as a precautionary measure to eliminate the potential risk to neighbouring properties and their occupants. Works will involve the controlled dismantling and removal of the tree to ground level using appropriate arboricultural techniques.
Pending
PA26/07603
Submission of details to discharge condition 6 in respect of listed building consent PA25/09219 dated 26.02.2026.
Pending
PA26/07544
Works to Tree within a Conservation Area (TCA) - T1 - Copper beech - Crown raise to 3m, minor thinning of very busy crown, and formative reduction of crown.
Pending

View Planning Timeline