4 Trenwith Place, St. Ives, TR26 1QD

UPRN:100041213818Flat/Maisonette3 bedsBuilt 1930-1949

LeaseholdCouncil Tax: Band BEPC: C (73)

Data freshness:Planning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£168,000

£151k - £185kMedium

Estimate

£168k

Range

£151k – £185k

Rent Estimate (pcm)

£650

£600 - £700

Monthly

£650

Yield

3.47%

Verdict

Derived from HomePortfolio scores

4 Trenwith Place earns an INVESTIGATE rating with HP Score 69/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (88/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

66/ 100

Moderate

Crime Score

55/ 100

Elevated

Walkability

88/ 100

Excellent

Transit & Bike

Transit 35Bike 36

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£225,000

At the asking price

Monthly rent£650/mo

Evidenced range £600-£700

Interest rate5.4%

Loan to value75%

Cash required: £70,800
Net cash flow: -£309/mo
Cash on cash: -5.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.86 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£168,000

Rent Estimate (pcm)£650

Gross Yield3.47%

1y Growth+18.7%

3y Growth-6.3%

5y Growth-0.9%

10y Growth+1.7%

Last Sold Price£39,950 (2000-02-29)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0TR26 1QD

Approval Rate

-12mo

Development

low

PA26/07731
Proposed replacement entrance porch.
Pending
PA26/07470
Construction of a first-floor extension to existing holiday chalets.
Pending
PA26/07016
Replacement second floor window
Pending

View Planning Timeline