Myrtle Cottage, 13 Treeve Lane, Connor Downs, Hayle, TR27 5BN

UPRN:100041215217Detached HouseBeds -Built before 1900

Tenure: -Council Tax: -EPC: D (60)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Myrtle Cottage, 13 Treeve Lane, Connor Downs, Hayle, TR27 5BN

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£447,000

£402k - £492kMedium

Estimate

£447k

Range

£402k – £492k

Rent Estimate (pcm)

£1,750

£2k - £2k

Monthly

£1,750

Yield

14.00%

Verdict

Derived from HomePortfolio scores

Myrtle Cottage earns an INVESTIGATE rating with HP Score 60/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (7/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

60/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

19/ 100

Moderate

Walkability

7/ 100

Low

Transit & Bike

Transit 9Bike 13

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

estimate implies a 66% discount - beyond plausibility (gate 50%); suspected unit/basis mismatch, not a realisable edge

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£149,950

At the asking price

Monthly rent£1,750/mo

Evidenced range £1,600-£1,900

Interest rate5.4%

Loan to value75%

Cash required: £46,785
Net cash flow: £705/mo
Cash on cash: 18.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.46 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£447,000

Rent Estimate (pcm)£1,750

Gross Yield14.00%

1y Growth-

3y Growth-1.7%

5y Growth+0.4%

10y Growth+2.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0TR27 5BN

Approval Rate

-12mo

Development

low

PA26/06601
Building providing a stable/store associated with the equestrian use of the land
Pending
PA26/06131
Outline application for up to 16 dwellings with access (all other matters reserved)
Pending
PA25/08981
Application for a Lawful Development Certificate for the proposed upgrading and restructuring of facilities comprising:- demolish the existing toilet block; 7 holiday lodges in lieu of 17 existing units comprising 15 caravans and 2 shepherds huts; re-orientate existing holiday caravans/replace them with 3 holiday caravans - confirmation of commencement of works in relation to decision notice PA23/05201 dated 14 November 2023
Approved

View Planning Timeline

Ownership

Corporate Ownership72.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

2 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,210

Population Density-

Owner Occupied68%

Age Distribution

0-15 18%16-64 58%65+ 24%

View Area Profile

Schools Nearby

Connor Downs Academy
0.6 mi
Good
Bodriggy Academy
1.7 mi
Good
Hayle Academy
1.9 mi
Report card2026
Ofsted no longer awards a single overall grade.
Gwinear Community Primary School
2.2 mi
Good

5 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Brookfield Treeve Lane
-
£260k
-
Parc Upton Farm Treeve Lane
-
£490k
-
Parc Upton Farm Treeve Lane
-
£125k
-
2 Treeve Lane
-
£76k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN