Fern Cottage, Slapton, Kingsbridge, TQ7 2QD

UPRN:10004748192Detached House2 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: E (44)

Data freshness:Listing· freshPlanning· 6mo agoOwnership· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Fern Cottage, Slapton, Kingsbridge, TQ7 2QD

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£602,000

£482k - £723kLow

Estimate

£602k

Range

£482k – £723k

Rent Estimate (pcm)

£1,850

£2k - £2k

Monthly

£1,850

Yield

4.04%

Verdict

Derived from HomePortfolio scores

Fern Cottage earns an INVESTIGATE rating with HP Score 57/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (1/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

57/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

1/ 100

Low

Transit & Bike

Transit 27Bike 16

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [sold-comps -78.6%, £/sqft -78.9%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; AVM excluded (estimate confidence LOW below scoring floor)
estimate confidence LOW below scoring floor · snapshot 13 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 21.1%· as of 23 Oct 2026
Rental economics0/40
gross yield 4.0%; range width penalty ×0.71
- valuation_snapshotsrent estimate 1850/mo (range 1600-2050)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,091/mo, -59% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 61 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity9.2/15
220 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£412,500£632,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£550,000

At the asking price

Monthly rent£1,850/mo

Evidenced range £1,600-£2,050

Interest rate5.4%

Loan to value75%

Cash required: £183,800
Net cash flow: -£575/mo
Cash on cash: -3.8%
Score at this price: 9

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.00 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 21.1%Valuation edge · as of 23 Oct 2026
valuation_snapshotsrent estimate 1850/mo (range 1600-2050)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1850/mo (range 1600-2050)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 61 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£602,000

Rent Estimate (pcm)£1,850

Gross Yield4.04%

1y Growth-

3y Growth-6.3%

5y Growth-1.9%

10y Growth+1.9%

Last Sold Price£575,000 (2022-02-23)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1TQ7 2QD

Approval Rate

-12mo

Development

low

0285/26/ARC
Application for approval of details reserved by condition 3 (Stone Sample Panel) of planning consent 2882/23/VAR
Conditions
3486/25/HHO
Householder application for erection of veranda
Conditions
3305/25/TCA
T3: Prunus Sp - Remove deadwood and abnormal proliferation growths T4: Plum - Remove to allow construction of greenhouse T5: Camellia - Remove to allow construction of greenhouse T6: Ilex aquafolia - Crown height reduction by 3mtrs to try to improve form and to increase light to understory T7: Mountain Ash - Remove to allow construction of greenhouse T8: 3 x Camellia - Remove to allow construction of greenhouse T9: Clerodendron - Remove to allow construction of greenhouse T11: Tulip - Remove deadwood T12: Magnolia grandiflora - Remove 1 x lowest limb over neighbours & Crown lift limbs over roof to give 1 metre clearance due to overhanging neighbours property T13: Hazel - Coppice to ground level to increase light to area and allow for replanting and Hazel regrowth T15: Maple - Remove deadwood & Crown lift to 3 metres to increase light to area and allow for replanting T20: Hazel/Holly Hedge - Coppice to ground level due to overgrown hedge, thinning in bottom, poor low level screening value. Coppicing will increase light to area and allow for replanting and hedge regrowth
Approved

View Planning Timeline

Ownership

Corporate Ownership72.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2022-02-23
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,721

Population Density-

Owner Occupied76%

Age Distribution

0-15 12%16-64 48%65+ 40%

View Area Profile

Schools Nearby

Stokenham Area Primary School
1.3 mi
Good
East Allington Primary School
3.2 mi
Good
Charleton Church of England Academy
3.7 mi
Inspected as Charleton Church of England Primary School (URN 113391) on 3 Jun 2015
Blackawton Primary School
3.7 mi
Good

1 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Fern Cottage Start
-
£575k
-
Watergate Cottage
-
£475k
-
Beechwood
-
£995k
-
Vine Cottage
-
£585k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN