2 Bro Elfed, Cynwyl Elfed, Carmarthen, SA33 6TN

UPRN:10004849657Semi-Detached House3 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band CEPC: E (51)

Data freshness:Listing· freshPlanning· 3mo agoEPC· 4mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

2 Bro Elfed, Cynwyl Elfed, Carmarthen, SA33 6TN

Location map - no listing photos available

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£168,000

£160k - £177kHigh

Estimate

£168k

Range

£160k – £177k

Rent Estimate (pcm)

£900

£850 - £1k

Monthly

£900

Yield

8.64%

Verdict

Derived from HomePortfolio scores

2 Bro Elfed earns an INVESTIGATE rating with HP Score 78/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

64/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£125,000

At the asking price

Monthly rent£900/mo

Evidenced range £850-£1,000

Interest rate5.4%

Loan to value75%

Cash required: £38,800
Net cash flow: £201/mo
Cash on cash: 6.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.13 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£168,000

Rent Estimate (pcm)£900

Gross Yield8.64%

1y Growth-

3y Growth-3.9%

5y Growth-0.5%

10y Growth+4.3%

Last Sold Price£111,995 (2011-10-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0SA33 6TN

Approval Rate

-12mo

Development

low

PL/11245
Repair areas of degraded external render, including preparation, finishing, and repainting to match the existing surface. Repair existing windows. The windows are currently severely rotten and, in places, are falling out of their frames. Repairs shall include replacing decayed timber as necessary and restoring the windows to a safe and serviceable condition while retaining as much original fabric as practicable. Remove the existing lower-floor pine pews, taking care to salvage suitable timber for reuse. Repair the existing pine wall cladding where damage has occurred due to water ingress and timber decay. Repairs shall be carried out using reclaimed timber salvaged from the removed pine pews wherever suitable, ensuring all replacement sections match the existing profile and finish
Pending
PL/10013
Residential development with landscaping, access, drainage and associated works
Pending
PL/09750
Variation of Condition 3 on PL/03756 (In order to extend the deadline for submission of the reserved matters application beyond the original three-year period)
Conditions

View Planning Timeline