Mount Pleasant, Capel Iwan, Newcastle Emlyn, SA38 9LT

UPRN:10004865693Detached House3 bedsBuilt before 1900

FreeholdCouncil Tax: Band CEPC: F (35)

Data freshness:Listing· freshPrice Paid· freshPlanning· 2mo agoEPC· 6mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Mount Pleasant, Capel Iwan, Newcastle Emlyn, SA38 9LT

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£297,000

£267k - £327kMedium

Estimate

£297k

Range

£267k – £327k

Rent Estimate (pcm)

£750

£600 - £850

Monthly

£750

Yield

11.25%

Verdict

Derived from HomePortfolio scores

Mount Pleasant earns an INVESTIGATE rating with HP Score 67/100. Investment score 70/100 reflects strong fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

70/ 100

High

Crime Score

23/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£80,000

At the asking price

Monthly rent£750/mo

Evidenced range £600-£850

Interest rate5.4%

Loan to value75%

Cash required: £25,300
Net cash flow: £249/mo
Cash on cash: 11.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.78 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£297,000

Rent Estimate (pcm)£750

Gross Yield11.25%

1y Growth+7.0%

3y Growth+2.8%

5y Growth-1.7%

10y Growth+3.8%

Last Sold Price£258,000 (2024-08-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

2SA38 9LT

Approval Rate

100%12mo

Development

low

PL/11348
Change of use of former log burner showroom to dwelling
Pending
PL/10663
Restoration / maintenance and part replacement (where required) of the perimeter boundary i.e wrought iron fences, gates and brick / stone gate piers
Approved
PL/10274
Construction of a concrete silage clamp and associated works
Approved

View Planning Timeline