Coed-Y-Brain, Whitemill, Carmarthen, SA32 7HL

UPRN:10004866491Detached PropertyBeds -Built -

FreeholdCouncil Tax: -EPC: -

Data freshness:Price Paid· freshPlanning· 4mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Coed-Y-Brain, Whitemill, Carmarthen, SA32 7HL

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

13 of 21 sources

Sale Estimate

£516,000

£413k - £619kLow

Estimate

£516k

Range

£413k – £619k

Rent Estimate (pcm)

£1,650

£1k - £2k

Monthly

£1,650

Yield

2.20%

Verdict

Derived from HomePortfolio scores

Coed-Y-Brain earns an INVESTIGATE rating with HP Score 74/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£900,000

At the asking price

Monthly rent£1,650/mo

Evidenced range £1,450-£1,850

Interest rate5.4%

Loan to value75%

Cash required: £306,300
Net cash flow: -£1,895/mo
Cash on cash: -7.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.54 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£516,000

Rent Estimate (pcm)£1,650

Gross Yield2.20%

1y Growth-

3y Growth-1.7%

5y Growth+0.0%

10y Growth+3.5%

Last Sold Price£307,000 (2006-10-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0SA32 7HL

Approval Rate

-12mo

Development

low

PL/11065
Conversion of existing chapel to a single dwelling, including demolition of existing rear outbuildings and construction of a new rear extension (resubmission of PL/09596 refused on 16/09/2025)
Pending
PL/09596
Conversion of existing chapel to a single dwelling, including demolition of existing rear outbuildings and construction of a new rear extension
Rejected
PL/07503
Demolition of Existing Farmhouse and Construction of Replacement Dwelling (Including temporary siting of mobile home for duration of works)
Approved

View Planning Timeline