Panthir, Cwmduad, Carmarthen, SA33 6AT

UPRN:10004868033Detached PropertyBeds -Built -

FreeholdCouncil Tax: Band EEPC: -

Data freshness:Listing· freshOwnership· freshRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£577,000

£462k - £693kLow

Estimate

£577k

Range

£462k – £693k

Rent Estimate (pcm)

£2,050

£2k - £2k

Monthly

£2,050

Yield

9.84%

Verdict

Derived from HomePortfolio scores

Panthir earns an INVESTIGATE rating with HP Score 66/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

5/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£250,000

At the asking price

Monthly rent£2,050/mo

Evidenced range £1,850-£2,300

Interest rate5.4%

Loan to value75%

Cash required: £78,800
Net cash flow: £575/mo
Cash on cash: 8.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.43 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£577,000

Rent Estimate (pcm)£2,050

Gross Yield9.84%

1y Growth-

3y Growth-3.9%

5y Growth-0.5%

10y Growth+4.3%

Last Sold Price£117,700 (1999-08-05)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

3SA33 6AT

Approval Rate

100%12mo

Development

low

PL/10797
Agricultural storage sheds and stabling
Approved
PL/10397
Discharge of Condition 5 on PL/08085 (Written Scheme of Investigation)
Conditions
PL/10216
Erection of an agricultural building and associated works for lambing and general storage
Approved

View Planning Timeline