The Old Mill, Dre-Fach Felindre, Llandysul, SA44 5YW

UPRN:10004871397Semi-Detached House5 bedsBuilt 1900-1929

FreeholdCouncil Tax: -EPC: C (69)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 1mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

The Old Mill, Dre-Fach Felindre, Llandysul, SA44 5YW

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

16 of 21 sources

Sale Estimate

£152,000

£122k - £183kLow

Estimate

£152k

Range

£122k – £183k

Rent Estimate (pcm)

£500

£450 - £550

Monthly

£500

Yield

2.45%

Verdict

Derived from HomePortfolio scores

The Old Mill earns an INVESTIGATE rating with HP Score 78/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

64/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

advert has 3 bedrooms but the valuation snapshot describes 5 - the UPRN's evidence is for a different home

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£245,000

At the asking price

Monthly rent£500/mo

Evidenced range £450-£550

Interest rate5.4%

Loan to value75%

Cash required: £77,200
Net cash flow: -£481/mo
Cash on cash: -7.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.60 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£152,000

Rent Estimate (pcm)£500

Gross Yield2.45%

1y Growth+14.7%

3y Growth+0.6%

5y Growth+2.4%

10y Growth+4.7%

Last Sold Price£112,500 (2025-01-17)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0SA44 5YW

Approval Rate

-12mo

Development

low

PL/11284
Existing building which has no roof at present, previous roof fell in to disrepair. Property was purchased in 1990, building was described as a Double Garage, however was never used as such. We wish to re-establish a pitched roof on said building for storage of essential farm machinery ie Tractor, Quad Bike, Fertiliser Spinner, Tractor Link Box and Front Loader, Tractor Flail Mower
Approved
PL/11236
Determination of whether prior approval is required for temporary recreational campsite
Approved
PRE/03745
Determination of whether prior approval is required: Temporary recreational campsite
Rejected

View Planning Timeline