Patchoag, Llanllwni, Llanybydder, SA40 9SG

UPRN:10004872686Detached Bungalow2 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band DEPC: A (122)

Data freshness:Listing· freshPlanning· freshEPC· 4mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Patchoag, Llanllwni, Llanybydder, SA40 9SG

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

16 of 21 sources

Sale Estimate

£298,000

£284k - £313kHigh

Estimate

£298k

Range

£284k – £313k

Rent Estimate (pcm)

£700

£600 - £800

Monthly

£700

Yield

2.80%

Verdict

Derived from HomePortfolio scores

Patchoag earns an INVESTIGATE rating with HP Score 76/100. Investment score 70/100 reflects strong fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

70/ 100

High

Crime Score

7/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£299,950

At the asking price

Monthly rent£700/mo

Evidenced range £600-£800

Interest rate5.4%

Loan to value75%

Cash required: £96,283
Net cash flow: -£528/mo
Cash on cash: -6.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.69 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£298,000

Rent Estimate (pcm)£700

Gross Yield2.80%

1y Growth-

3y Growth-11.2%

5y Growth-0.4%

10y Growth+3.6%

Last Sold Price£178,000 (2008-02-08)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

1SA40 9SG

Approval Rate

100%12mo

Development

low

PL/11029
Retention of an Agricultural Field Shelter and Hardstanding
Approved
PL/10896
Seeking permission for one static caravan to be placed in the bottom left of the field to use as a holiday let. The land is currently registered as agricultural land so request it is changed accordingly
Rejected
PL/09785
Conversion of stone barn to dwelling and associated works
Approved

View Planning Timeline