Hafod Y Pant Farm, Cynghordy, Llandovery, SA20 0NB

UPRN:10004876475-Beds -Built before 1900

Tenure: -Council Tax: -EPC: D (63)

Data freshness:Listing· freshPlanning· 1mo agoEPC· 3mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Hafod Y Pant Farm, Cynghordy, Llandovery, SA20 0NB

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£743,000

£595k - £892kLow

Estimate

£743k

Range

£595k – £892k

Rent Estimate (pcm)

£2,150

£2k - £2k

Monthly

£2,150

Yield

3.44%

Verdict

Derived from HomePortfolio scores

Hafod Y Pant Farm earns an INVESTIGATE rating with HP Score 74/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)ONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

66/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 3.4%; range width penalty ×0.69
- valuation_snapshotsrent estimate 2150/mo (range 1850-2400)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,712/mo, -80% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 5 Nov 2026
Risk & liquidity9.2/15
32 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£749,500

At the asking price

Monthly rent£2,150/mo

Evidenced range £1,850-£2,400

Interest rate5.4%

Loan to value75%

Cash required: £253,625
Net cash flow: -£1,041/mo
Cash on cash: -4.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.85 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 2150/mo (range 1850-2400)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 5 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 5 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 2150/mo (range 1850-2400)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£743,000

Rent Estimate (pcm)£2,150

Gross Yield3.44%

1y Growth-

3y Growth+1.4%

5y Growth-1.2%

10y Growth+2.3%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideSignificant
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0SA20 0NB

Approval Rate

-12mo

Development

low

PL/09963
Certificate of Lawful Development for the proposed use for the demonstration that the development approved under E/40340 has commenced and the permission is now extant
Approved
PL/09828
Variation of Condition 1 on E/40340 (Extend planning consent for an additional 3 years)
Rejected
PL/09054
Non-Material Amendment to E/40340 (Alterations to the middle unit to a self-contained holiday letting cottage)
Approved

View Planning Timeline