9 Walters Yard, West Stockwell Street, Colchester, CO1 1HD

UPRN:10004960063Purpose Built Flat1 bedsBuilt 1983-1990

LeaseholdCouncil Tax: Band BEPC: C (71)

Data freshness:Listing· freshPrice Paid· freshPlanning· freshEPC· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

9 Walters Yard, West Stockwell Street, Colchester, CO1 1HD

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£140,000

£133k - £147kHigh

Estimate

£140k

Range

£133k – £147k

Rent Estimate (pcm)

£800

£750 - £850

Monthly

£800

Yield

6.86%

Verdict

Derived from HomePortfolio scores

9 Walters Yard earns an INVESTIGATE rating with HP Score 62/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (96/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

62/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

91/ 100

Elevated

Walkability

96/ 100

Excellent

Transit & Bike

Transit 37Bike 74

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£140,000

At the asking price

Monthly rent£800/mo

Evidenced range £750-£850

Interest rate5.4%

Loan to value75%

Cash required: £43,600
Net cash flow: £81/mo
Cash on cash: 2.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.69 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£140,000

Rent Estimate (pcm)£800

Gross Yield6.86%

1y Growth-

3y Growth-0.6%

5y Growth+1.4%

10y Growth+3.0%

Last Sold Price£131,000 (2018-02-09)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

3CO1 1HD

Approval Rate

0%12mo

Development

low

261846
Application to discharge condition 4 (roof tile details) to application 261344.
Pending
261841
** REVISED DESCRIPTION ** Variation of Conditions 2 and 5 of Planning Permission 242060 for the 'repair and redevelopment of Jumbo to createa multifunctional heritage interpretation & private hire event space. Partial ground floor infill, new staircase &
Pending
261824
**** Revised Description ****Listed building application for Repair and redevelopment of Jumbo to create a multifunctional heritage interpretation and private hire event space. Partial ground floor infill, new staircase and lift from ground level, new s
Pending

View Planning Timeline