Gerabelle, Figham Road, Beverley, HU17 0PH

UPRN:100050003928Detached PropertyBeds -Built 1967-1975

FreeholdCouncil Tax: Band DEPC: D (58)

Data freshness:Listing· freshPlanning· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Gerabelle, Figham Road, Beverley, HU17 0PH

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£279,000

£223k - £335kLow

Estimate

£279k

Range

£223k – £335k

Rent Estimate (pcm)

£1,100

£1k - £1k

Monthly

£1,100

Yield

6.60%

Verdict

Derived from HomePortfolio scores

Gerabelle earns an INVESTIGATE rating with HP Score 72/100. Investment score 50/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (60/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

72/ 100

Mixed

Investment Score

50/ 100

Moderate

Crime Score

18/ 100

Moderate

Walkability

60/ 100

Moderate

Transit & Bike

Transit 12Bike 62

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics10.7/40
gross yield 6.6%; range width penalty ×0.84; the estimate this rent rides on sits 28% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 1100/mo (range 1000-1200)· as of 12 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 28% above the ask on the same snapshot - verify the rent describes this home· as of 12 Oct 2026· verify before relying on this
- listing_factslisting text signals condition works - budget before trusting any yield· as of 3 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -165/mo, -15% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026
Risk & liquidity9.2/15
611 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£199,950

At the asking price

Monthly rent£1,100/mo

Evidenced range £1,000-£1,200

Interest rate5.4%

Loan to value75%

Cash required: £62,785
Net cash flow: £87/mo
Cash on cash: 1.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.63 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 1100/mo (range 1000-1200)Rental economics · as of 12 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 28% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 12 Oct 2026 · verify before relying on this
listing_factslisting text signals condition works - budget before trusting any yieldRental economics · as of 3 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026
portal_listingsprice_changes + first_published_date

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 1100/mo (range 1000-1200)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£279,000

Rent Estimate (pcm)£1,100

Gross Yield6.60%

1y Growth-

3y Growth+0.0%

5y Growth+1.1%

10y Growth+2.3%

Last Sold Price£79,950 (2002-04-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0HU17 0PH

Approval Rate

-12mo

Development

low

26/30486/CONDET
Submission of details required by Conditions 13 (excavations and earthworks), 27 (excavations and earthworks), 28 (wheel cleaning facilities), 35 (surface water), 43 (lighting of proposed access roads) and 55 (hard and soft landscape works) of planning permission 20/01988/STVAR - Vistry Phase 2C
Pending
26/30487/CONDET
Submission of details required by Conditions 5 (Landscape Management Plan) and 7 (Landscaping) of planning permission 26/00789/STVAR - Vistry Phase 2C
Pending
26/02488/TCA
BEVERLEY MINSTER CONSERVATION AREA - Crown reduce 1no. Birch tree (T1) and 1no. Bay tree (T3) by 1m in height; Fell 1no. Photinia tree (T2) as it is restricting light into the garden and kitchen, and putting pressure on the fence
Pending

View Planning Timeline

Ownership

Corporate Ownership75.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2002-04-12
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

10 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,881

Population Density5,986 /km²

Owner Occupied63%

Age Distribution

0-15 14%16-64 64%65+ 22%

View Area Profile

Schools Nearby

Beverley St Nicholas Primary School
0.2 mi
Inspected as Beverley St Nicholas Community Primary School (URN 117827) on 7 Jun 2018
Cambian Beverley School
0.4 mi
Good
Compass Community School Seacole Park
0.7 mi
Good
St John of Beverley Catholic Primary School - a Catholic voluntary academy
0.7 mi
Good

5 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

The Brow Figham Road
-
£450k
-
Mill View Court Figham Road
-
£125k
-
11 Figham Road
-
£310k
-
14 Figham Road
-
£280k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN