189 Holme Church Lane, Beverley, HU17 0QE

UPRN:100050005847End Terrace House2 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band BEPC: D (64)

Data freshness:Listing· freshPlanning· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

189 Holme Church Lane, Beverley, HU17 0QE

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£193,000

£184k - £203kHigh

Estimate

£193k

Range

£184k – £203k

Rent Estimate (pcm)

£850

£800 - £900

Monthly

£850

Yield

4.53%

Verdict

Derived from HomePortfolio scores

189 Holme Church Lane earns an INVESTIGATE rating with HP Score 74/100. Investment score 51/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (66/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

16/ 100

Moderate

Walkability

66/ 100

Moderate

Transit & Bike

Transit 11Bike 67

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£225,000

At the asking price

Monthly rent£850/mo

Evidenced range £800-£900

Interest rate5.4%

Loan to value75%

Cash required: £70,800
Net cash flow: -£171/mo
Cash on cash: -2.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.12 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£193,000

Rent Estimate (pcm)£850

Gross Yield4.53%

1y Growth+15.5%

3y Growth+0.0%

5y Growth+1.1%

10y Growth+2.3%

Last Sold Price£44,000 (1999-05-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0HU17 0QE

Approval Rate

-12mo

Development

low

26/02707/PLB
Listed Building Consent for the replacement of timber guttering in like-for-like manner with matching materials/colour
Pending
26/30486/CONDET
Submission of details required by Conditions 13 (excavations and earthworks), 27 (excavations and earthworks), 28 (wheel cleaning facilities), 35 (surface water), 43 (lighting of proposed access roads) and 55 (hard and soft landscape works) of planning permission 20/01988/STVAR - Vistry Phase 2C
Pending
26/02568/PLF
Replacement of existing timber-framed windows with new uPVC framed windows including new cladding to bay window and replacement of existing timber-framed conservatory sides and roof with uPVC structure
Pending

View Planning Timeline

Ownership

Corporate Ownership75.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1999-05-25
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

11 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,881

Population Density-

Owner Occupied71%

Age Distribution

0-15 16%16-64 67%65+ 17%

View Area Profile

Schools Nearby

Beverley St Nicholas Primary School
0.2 mi
Inspected as Beverley St Nicholas Community Primary School (URN 117827) on 7 Jun 2018
Cambian Beverley School
0.3 mi
Good
Compass Community School Seacole Park
0.4 mi
Good
St John of Beverley Catholic Primary School - a Catholic voluntary academy
0.5 mi
Good

5 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

207 Holme Church Lane
-
£139k
-
199 Holme Church Lane
-
£195k
-
197 Holme Church Lane
-
£145k
-
199 Holme Church Lane
-
£190k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN