56 Church Street, North Cave, Brough, HU15 2LW

UPRN:100050033744Semi-Detached House3 bedsBuilt 1976-1982

FreeholdCouncil Tax: Band CEPC: D (62)

Data freshness:Listing· freshPrice Paid· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

56 Church Street, North Cave, Brough, HU15 2LW

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£260,000

£247k - £273kHigh

Estimate

£260k

Range

£247k – £273k

Rent Estimate (pcm)

£1,050

£1k - £1k

Monthly

£1,050

Yield

5.73%

Verdict

Derived from HomePortfolio scores

56 Church Street earns an INVESTIGATE rating with HP Score 64/100. Investment score 47/100 reflects below-average fundamentals. Crime intensity is very low. Walkability is limited (29/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

64/ 100

Mixed

Investment Score

47/ 100

Mixed

Crime Score

6/ 100

Low

Walkability

29/ 100

Low

Transit & Bike

Transit 6Bike 44

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 6 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 15% above the ask. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +15.4% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 100050033744· as of 9 Oct 2026
Rental economics5.3/40
gross yield 5.7%; range width penalty ×0.91; the estimate this rent rides on sits 15% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 1050/mo (range 1000-1150)· as of 9 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 15% above the ask on the same snapshot - verify the rent describes this home· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -286/mo, -27% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 86 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 6 Nov 2026
Risk & liquidity14.6/15
309 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£165,000£253,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£220,000

At the asking price

Monthly rent£1,050/mo

Evidenced range £1,000-£1,150

Interest rate5.4%

Loan to value75%

Cash required: £69,200
Net cash flow: -£16/mo
Cash on cash: -0.3%
Score at this price: 20

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.41 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100050033744Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 1050/mo (range 1000-1150)Rental economics · as of 9 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 15% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1050/mo (range 1000-1150)
Rental economics needs verification before you rely on it
sale estimate 15% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£260,000

Rent Estimate (pcm)£1,050

Gross Yield5.73%

1y Growth-

3y Growth-0.1%

5y Growth+1.6%

10y Growth+3.0%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

2HU15 2LW

Approval Rate

100%12mo

Development

low

26/02938/TCA
NORTH CAVE CONSERVATION AREA - Crown reduce 1 no. dead White Willow tree (T909) to 4 metre high monolith; Crown lift 1 no. Sycamore tree (T912) to 4 metres; Crown lift 1 no. Willow tree (T918) to 3.5 metres and remove epicormic growth from trunk; Coppard 1 no. Willow tree (T924) at 1.2 metres to open up sight line of the mown grass and tidy vegetation understorey in the vicinity of the litter bin; Coppice 1 no. Hazel tree (S925) at 0.3 metres; Fell 1 no. Alder tree (T926) due to broken root plate resulting in excessive lean towards the pedestrian path; Coppice 1 no. Hazel tree (SG928) by coppicing 2 no. mature stems at 0.3 metres; Coppard 1 no. Willow tree (T929) at 1.2 metres and remove epicormic growth from base to open up sight line of the mown grass; Re-coppice 1 no. Willow tree (G930) by coppicing 10 no. stools at 0.3 metres; Coppice 1 no. Willow tree (G931) by coppicing 4 no. clumps of stools at 0.3 metres
Pending
26/30500/CONDET
Submission of details required by Condition 15 (lighting scheme) of planning permission 25/00644/PLF
Pending
26/02694/TCA
NORTH CAVE CONSERVATION AREA - Fell 1 no. Birch Tree (T1) remove 1 co dominant stem leaning over neighbours due to compromised union at base, fell 2 no. Lawson cypress Trees (T2 and T3), fell 1 no. Cedar Tree (T4), fell 1 no. Leyland Cypress (T5), Tulip Tree (T6) side reduce by approximately 3m 2.5 m to reduce overhang from neighbours property, fell 1 no. Layland Cypress (G1)
Pending

View Planning Timeline

Ownership

Corporate Ownership69.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

19 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,881

Population Density-

Owner Occupied75%

Age Distribution

0-15 15%16-64 57%65+ 28%

View Area Profile

Schools Nearby

North Cave Church of England Primary School
0.3 mi
Inspected as North Cave Church of England Voluntary Controlled Primary School (URN 117984) on 6 Dec 2016
South Cave Church of England Voluntary Controlled Primary School
1.9 mi
Good
Newport Primary School
2.7 mi
Good
Newbald Primary School
3.1 mi
Report card2026
Ofsted no longer awards a single overall grade.

5 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

24 Church Street
-
£150k
-
8 Church Street
-
£750k
-
Watermeadow Lodge, 6C Church Street
-
£250k
-
12 Church Street
-
£250k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN