21 The Oval, Brough, HU15 1BT

UPRN:100050037705Semi-Detached House3 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band BEPC: D (63)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£210,000

£199k - £220kHigh

Estimate

£210k

Range

£199k – £220k

Rent Estimate (pcm)

£850

£800 - £950

Monthly

£850

Yield

5.51%

Verdict

Derived from HomePortfolio scores

21 The Oval earns an INVESTIGATE rating with HP Score 70/100. Investment score 53/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (46/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

53/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

46/ 100

Mixed

Transit & Bike

Transit 14Bike 54

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

2 live adverts with different prices, types or bedrooms on one UPRN (£185,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£185,000

At the asking price

Monthly rent£850/mo

Evidenced range £800-£950

Interest rate5.4%

Loan to value75%

Cash required: £58,000
Net cash flow: -£36/mo
Cash on cash: -0.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.36 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£210,000

Rent Estimate (pcm)£850

Gross Yield5.51%

1y Growth-

3y Growth-0.1%

5y Growth+1.6%

10y Growth+3.0%

Last Sold Price£142,500 (2017-09-29)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0HU15 1BT

Approval Rate

-12mo

Development

low

26/30558/CONDET
Submission of details required by Condition 6 (landscaping scheme - additional tree planting) of planning permission 26/01264/PLF
Pending
26/03024/TPO
TPO - WESTERLANDS HOSPITAL, ELLOUGHTON ROAD, ELLOUGHTON - 1986 (REF 291) A1 - Crown reduce 1no. Sycamore tree (T1) by 3.5m in height to reduce vulnerability and to re-shape canopy after recent faliure of central leaders; Crown lift 1no. Willow tree (T2) by 2.5m to provide adequate clearance from garage roofs to guard against future faliure
Pending
26/02968/PVNOT
Installation of 121.5kw solar PV roof mounted system (flat roof)
Pending

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