55 West End Road, Cottingham, HU16 5PW

UPRN:100050045839Detached House4 bedsBuilt -

FreeholdCouncil Tax: Band DEPC: D (66)

Data freshness:Listing· freshPlanning· 2mo agoOwnership· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£551,000

£523k - £578kHigh

Estimate

£551k

Range

£523k – £578k

Rent Estimate (pcm)

£1,950

£2k - £2k

Monthly

£1,950

Yield

4.25%

Verdict

Derived from HomePortfolio scores

55 West End Road earns an INVESTIGATE rating with HP Score 70/100. Investment score 52/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (65/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

52/ 100

Moderate

Crime Score

31/ 100

Moderate

Walkability

65/ 100

Moderate

Transit & Bike

Transit 25Bike 48

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +0.2% (HIGH), sold-comps -57.6%, £/sqft -57.7%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 100050045839· as of 9 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 11.7%· as of 8 Nov 2026
Rental economics0/40
gross yield 4.3%; range width penalty ×0.74
- valuation_snapshotsrent estimate 1950/mo (range 1750-2200)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,017/mo, -52% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
no listing-history inputs (first published date, price changes)
Risk & liquidity14.6/15
190 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£412,500£632,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£550,000

At the asking price

Monthly rent£1,950/mo

Evidenced range £1,750-£2,200

Interest rate5.4%

Loan to value75%

Cash required: £183,800
Net cash flow: -£506/mo
Cash on cash: -3.3%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.05 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100050045839Valuation edge · as of 9 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 11.7%Valuation edge · as of 8 Nov 2026
valuation_snapshotsrent estimate 1950/mo (range 1750-2200)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1950/mo (range 1750-2200)
Seller motivation could not be scored
no listing-history inputs (first published date, price changes)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£551,000

Rent Estimate (pcm)£1,950

Gross Yield4.25%

1y Growth-

3y Growth+1.4%

5y Growth+2.6%

10y Growth+2.8%

Last Sold Price£375,000 (2018-12-06)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1HU16 5PW

Approval Rate

100%12mo

Development

low

26/02963/TDD
TPO - COTTINGAHM NO.63 - 2005 (REF 949) G1 AND T1 - Fell 1no. Silver Birch tree (T2) as when an adjacent tree fell during a storm leaving the tree at an angle, posing a risk of collapse and damage to the property
Pending
26/02909/TDD
TPO - COTTINGHAM NO. 63 - 2005 (REF 949) G1 - Remove 1 no. fallen Silver Birch due to storm damage
Approved
26/02834/TCA
COTTINGHAM CONSERVATION AREA - Crown lift 1 no. Sycamore tree to 7-8 metres as illustrated to allow more light and provide the tree with a more balanced canopy, and crown reduce 1 no. limb as illustrated back to the tree's natural canopy shape as the limb is leaning towards the property roof
Pending

View Planning Timeline

Ownership

Corporate Ownership72.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2018-12-06
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

10 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,881

Population Density3,884 /km²

Owner Occupied62%

Age Distribution

0-15 12%16-64 54%65+ 34%

View Area Profile

Schools Nearby

Westfield Primary School
0.2 mi
Good
Cottingham High School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Bacon Garth Primary School
0.6 mi
Good
Hallgate Primary School Cottingham
0.6 mi
Good

4 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

43 West End Road
-
£423k
-
49 West End Road
-
£345k
-
55 West End Road
-
£375k
-
39 West End Road
-
£248k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN