Craven Royd, Holme Lane, Sutton-in-Craven, Keighley, BD20 8BU

UPRN:100050344700End Terrace House3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band BEPC: D (68)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Craven Royd, Holme Lane, Sutton-in-Craven, Keighley, BD20 8BU

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£321,000

£289k - £353kMedium

Estimate

£321k

Range

£289k – £353k

Rent Estimate (pcm)

£1,700

£2k - £2k

Monthly

£1,700

Yield

5.44%

Verdict

Derived from HomePortfolio scores

Craven Royd earns an INVESTIGATE rating with HP Score 76/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (60/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

58/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

60/ 100

Moderate

Transit & Bike

Transit 41Bike 26

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£375,000

At the asking price

Monthly rent£1,700/mo

Evidenced range £1,600-£1,850

Interest rate5.4%

Loan to value75%

Cash required: £122,550
Net cash flow: -£89/mo
Cash on cash: -0.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.34 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£321,000

Rent Estimate (pcm)£1,700

Gross Yield5.44%

1y Growth-

3y Growth+0.4%

5y Growth+1.2%

10y Growth+3.3%

Last Sold Price£240,000 (2007-04-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideSignificant
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0BD20 8BU

Approval Rate

-12mo

Development

low

26/07326/FUL
Construction of detached dwelling with off street parking, private amenity area including widening of access and associated infrastructure
Pending
26/06733/FUL
Householder for a proposed garage extension
Pending
26/06481/TPO
Maple Tree 1 - reduce in size and crown lift. Maple Tree 2 - Reduce in size and crown lift Beech Tree 3 - Remove Beech Tree 4 - trim and reduce in size.
Pending

View Planning Timeline

Ownership

Corporate Ownership82.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsNone
Lease TypeFreehold
Last Ownership Change2007-04-27
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,683

Population Density-

Owner Occupied81%

Age Distribution

0-15 18%16-64 55%65+ 27%

View Area Profile

Schools Nearby

Glusburn Community Primary School
0.2 mi
Good
South Craven School
0.2 mi
Good
Sutton CofE Primary and Nursery School
0.2 mi
Inspected as Sutton in Craven Church of England Voluntary Controlled Primary School (URN 121593) on 8 Jun 2022
Sutton-in-Craven Community Primary School
0.4 mi
Good

4 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Holme Garth Holme Lane
-
£425k
-
Melrose Holme Lane
-
£195k
-
Craven Royd Holme Lane
-
£240k
-
Melrose Holme Lane
-
£65k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN