38 Skipton Road, Cononley, Keighley, BD20 8NH

UPRN:100050346142-Beds -Built 1983-1990

Tenure: -Council Tax: Band DEPC: D (58)

Data freshness:Listing· freshPlanning· 3mo agoOwnership· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

38 Skipton Road, Cononley, Keighley, BD20 8NH

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£355,000

£337k - £373kHigh

Estimate

£355k

Range

£337k – £373k

Rent Estimate (pcm)

£1,850

£2k - £2k

Monthly

£1,850

Yield

6.43%

Verdict

Derived from HomePortfolio scores

38 Skipton Road earns an INVESTIGATE rating with HP Score 67/100. Investment score 47/100 reflects below-average fundamentals. Crime intensity is very low. Walkability is limited (31/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

47/ 100

Mixed

Crime Score

9/ 100

Low

Walkability

31/ 100

Mixed

Transit & Bike

Transit 9Bike 12

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +2.8% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 10 Oct 2026
- valuation_snapshotsestimate for 100050346142· as of 10 Oct 2026
Rental economics10.7/40
gross yield 6.4%; range width penalty ×0.93
- valuation_snapshotsrent estimate 1850/mo (range 1750-2000)· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -226/mo, -12% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 105 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.6/15
483 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£259,000£396,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£345,000

At the asking price

Monthly rent£1,850/mo

Evidenced range £1,750-£2,000

Interest rate5.4%

Loan to value75%

Cash required: £112,050
Net cash flow: £116/mo
Cash on cash: 1.2%
Score at this price: 25

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.59 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100050346142Valuation edge · as of 10 Oct 2026
valuation_snapshotsrent estimate 1850/mo (range 1750-2000)Rental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1850/mo (range 1750-2000)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 105 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£355,000

Rent Estimate (pcm)£1,850

Gross Yield6.43%

1y Growth-

3y Growth+0.4%

5y Growth+1.2%

10y Growth+3.3%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningSignificant
LandslideSignificant
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0BD20 8NH

Approval Rate

-12mo

Development

low

26/06603/FUL
Retrospective application for alterations and improvements to existing agricultural vehicular access, realignment and improvement of an existing agricultural access track, installation of galvanised steel agricultural field gates and associated earthworks/banking.
Pending
26/05866/PIP
Planning in principle for the construction of residential dwellings (minimum of 5 and maximum of 9)
Rejected
26/05333/TCON
Works to trees in Cononley Conservation Area: T1 (Robinia) - Crown lift and dead wood to a height of 5 meters above foot path and car park. T2 (Apple) - Crown reduction of 30% to maintain a balanced shape and to free up phone wires.
Approved

View Planning Timeline

Ownership

Corporate Ownership82.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,683

Population Density-

Owner Occupied82%

Age Distribution

0-15 18%16-64 63%65+ 19%

View Area Profile

Schools Nearby

Cononley Primary School
0.2 mi
Inspected as Cononley Community Primary School (URN 121387) on 21 Feb 2024
Bradleys Both Community Primary School
1.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Craven Pupil Referral Service
1.7 mi
Good
Kildwick Church of England Voluntary Controlled Primary School
1.8 mi
Good

1 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

10 Skipton Road
-
£323k
-
12 Skipton Road
-
£275k
-
22 Skipton Road
-
£360k
-
Crown House Skipton Road
-
£370k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN