Twin Ashes, Sour Lane, Thorlby, Skipton, BD23 3LL

UPRN:100050356675Detached House4 bedsBuilt 1976-1982

FreeholdCouncil Tax: Band FEPC: E (46)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Twin Ashes, Sour Lane, Thorlby, Skipton, BD23 3LL

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£768,000

£691k - £845kMedium

Estimate

£768k

Range

£691k – £845k

Rent Estimate (pcm)

£2,550

£2k - £3k

Monthly

£2,550

Yield

3.08%

Verdict

Derived from HomePortfolio scores

Twin Ashes earns an INVESTIGATE rating with HP Score 61/100. Investment score 42/100 reflects below-average fundamentals. Crime intensity is very low. Walkability is limited (16/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

42/ 100

Mixed

Crime Score

11/ 100

Low

Walkability

16/ 100

Low

Transit & Bike

Transit 4Bike 8

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 9 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-0.6/15
claims [AVM -29.6% (MEDIUM), sold-comps -52.4%, £/sqft -52.3%] → measured edge -0.12pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (MEDIUM confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 100050356675· as of 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 8 comps, dispersion 18.9%· as of 31 Oct 2026
Rental economics0/40
gross yield 3.1%; range width penalty ×0.73
- valuation_snapshotsrent estimate 2550/mo (range 2250-2850)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,453/mo, -96% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 9 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 32 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 9 Nov 2026
Risk & liquidity12.8/15
421 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£746,000£1,144,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£995,000

At the asking price

Monthly rent£2,550/mo

Evidenced range £2,250-£2,850

Interest rate5.4%

Loan to value75%

Cash required: £343,050
Net cash flow: -£1,593/mo
Cash on cash: -5.6%
Score at this price: 12

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.76 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100050356675Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 8 comps, dispersion 18.9%Valuation edge · as of 31 Oct 2026
valuation_snapshotsrent estimate 2550/mo (range 2250-2850)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 9 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 9 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2550/mo (range 2250-2850)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 32 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£768,000

Rent Estimate (pcm)£2,550

Gross Yield3.08%

1y Growth-

3y Growth-0.9%

5y Growth+3.0%

10y Growth+4.0%

Last Sold Price£150,000 (1998-03-23)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BD23 3LL

Approval Rate

-12mo

Development

low

26/06996/FUL
Householder consent for single storey front extension with balcony and construction of outbuilding incidental to use of dwellinghouse
Pending
C/65/8A
Householder planning permission for erection of a single-storey side extension; installation of rooflights; realignment of the main entrance on the same elevation; alterations to existing window and door openings throughout the property; and associated hard and soft landscaping works
Pending
26/05460/FUL
Full planning permission for an agricultural building and associated concrete apron
Pending

View Planning Timeline