144 Bramham Drive, Harrogate, HG3 2UB

UPRN:100050385288Flat/MaisonetteBeds -Built 1967-1975

Tenure: -Council Tax: Band AEPC: E (43)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£131,000

£118k - £144kMedium

Estimate

£131k

Range

£118k – £144k

Rent Estimate (pcm)

£600

£550 - £650

Monthly

£600

Yield

5.54%

Verdict

Derived from HomePortfolio scores

144 Bramham Drive earns an INVESTIGATE rating with HP Score 65/100. Investment score 45/100 reflects below-average fundamentals. Crime intensity is low. Walkability is limited (51/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

45/ 100

Mixed

Crime Score

23/ 100

Moderate

Walkability

51/ 100

Moderate

Transit & Bike

Transit 30Bike 42

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 10 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +0.8% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 100050385288· as of 12 Oct 2026
Rental economics3.7/40
gross yield 5.5%; range width penalty ×0.87
- valuation_snapshotsrent estimate 600/mo (range 550-650)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -237/mo, -40% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 10 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 41 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 10 Nov 2026
Risk & liquidity12.9/15
344 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£97,500£149,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£130,000

At the asking price

Monthly rent£600/mo

Evidenced range £550-£650

Interest rate5.4%

Loan to value75%

Cash required: £40,400
Net cash flow: -£23/mo
Cash on cash: -0.7%
Score at this price: 17

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.37 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100050385288Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 600/mo (range 550-650)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 10 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 10 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 600/mo (range 550-650)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£131,000

Rent Estimate (pcm)£600

Gross Yield5.54%

1y Growth-11.5%

3y Growth-2.5%

5y Growth-0.3%

10y Growth+2.2%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0HG3 2UB

Approval Rate

-12mo

Development

low

26/07212/FUL
Demolition of existing conservatory and erection of replacement single store rear extension, single storey front porch extension.
Pending
26/06554/TPO
Crown Reduction (by 4m) of 1 no. Weeping Willow (T5) within Tree Preservation Order 11/2021 (T1 on submitted details). Tree to be kept as a pollard.
Pending
26/06518/TPO
Crown Lift (by 3.2 meters over footpath and by 5.2 meters over public highway) and remove Ivy of 1 no Beech (T5 (T1 on submitted plans)) Remove Ivy of 1 no Lime (T1 (T2 on submitted plans) Lateral Reduction (by 2 meters) and remove deadwood of 3 no Lime (T6,7 & 8 (G1 on submitted plans)) within Tree Preservation Order 08/1988
Pending

View Planning Timeline

Ownership

Corporate Ownership84.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,683

Population Density-

Owner Occupied49%

Age Distribution

0-15 18%16-64 64%65+ 18%

View Area Profile

Schools Nearby

Saltergate Infant School
0.2 mi
Inspected as Saltergate Infant School (URN 121464) on 17 Jul 2024
Saltergate Junior School
0.2 mi
Inspected as Saltergate Community Junior School (URN 121463) on 22 Jun 2022
New Park Primary Academy
0.4 mi
Good
St Joseph's Catholic Primary School, Harrogate, A Voluntary Academy
0.6 mi
Good

1 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

132 Bramham Drive
-
£115k
-
116 Bramham Drive
-
£132k
-
134 Bramham Drive
-
£128k
-
114 Bramham Drive
-
£115k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN