Flat 1, 5 Springfield Avenue, Harrogate, HG1 2HR

UPRN:100050408355Converted Flat2 bedsBuilt 1900-1929

LeaseholdCouncil Tax: Band DEPC: D (61)

Data freshness:Ownership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Flat 1, 5 Springfield Avenue, Harrogate, HG1 2HR

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£495,000

£471k - £520kHigh

Estimate

£495k

Range

£471k – £520k

Rent Estimate (pcm)

£2,050

£2k - £2k

Monthly

£2,050

Yield

4.92%

Verdict

Derived from HomePortfolio scores

Flat 1 earns an INVESTIGATE rating with HP Score 73/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is good (84/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

37/ 100

Elevated

Walkability

84/ 100

High

Transit & Bike

Transit 51Bike 50

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 6 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM -1.0% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 100050408355· as of 9 Nov 2026
Rental economics0/40
gross yield 4.9%; range width penalty ×0.86
- valuation_snapshotsrent estimate 2050/mo (range 1850-2200)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -733/mo, -36% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 255 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 6 Nov 2026
Risk & liquidity14.7/15
500 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£375,000£575,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£500,000

At the asking price

Monthly rent£2,050/mo

Evidenced range £1,850-£2,200

Interest rate5.4%

Loan to value75%

Cash required: £166,300
Net cash flow: -£268/mo
Cash on cash: -1.9%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.21 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100050408355Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 2050/mo (range 1850-2200)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2050/mo (range 1850-2200)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£495,000

Rent Estimate (pcm)£2,050

Gross Yield4.92%

1y Growth-6.2%

3y Growth-0.6%

5y Growth+1.2%

10y Growth+1.6%

Last Sold Price£430,000 (2021-03-01)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1HG1 2HR

Approval Rate

100%12mo

Development

low

26/06800/TCON
Crown lift 1 no. Conifer (T2) from 2.6m to 4.6m with a partial crown reduction from 8m to 5.5m and crown lift 1 no. Cherry (T3) from 4m to 5m with a partial crown reduction from 6m to 4m diameter in Harrogate Conservation Area.
Pending
26/06695/TCON
T1 Cherry - crown lift to 2.5 meters T2 Cherry - crown lift to 2.5 meters T3 Leylandii Cypress - Fell
Pending
26/06683/TCON
Works to trees in Harrogate conservation area. Selective pruning of branches growing near the overhead telephone lines to achieve approximately 0.5m clearance. Crown reduction of approximately 1.5 metres to 1 no Silver birch.
Pending

View Planning Timeline

Ownership

Corporate Ownership64%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2021-03-01
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,683

Population Density4,474 /km²

Owner Occupied54%

Age Distribution

0-15 9%16-64 69%65+ 22%

View Area Profile

Schools Nearby

Duchy College
0.2 mi
Inspected by ISI
Harrogate Language Academy
0.3 mi
-
Coppice Valley Primary School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Joseph's Catholic Primary School, Harrogate, A Voluntary Academy
0.5 mi
Good

1 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Springfield Court Springfield Avenue
-
£275k
-
Springfield Court Springfield Avenue
-
£320k
-
Atlas House Springfield Avenue
-
£313k
-
Springfield Court Springfield Avenue
-
£400k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN