45 Broadway, Bingley, BD16 4QA

UPRN:100051119831Bungalow Property1 bedsBuilt 1996-2002

FreeholdCouncil Tax: Band BEPC: C (69)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£96,000

£91k - £101kHigh

Estimate

£96k

Range

£91k – £101k

Rent Estimate (pcm)

£450

£400 - £500

Monthly

£450

Yield

5.68%

Verdict

Derived from HomePortfolio scores

45 Broadway earns an INVESTIGATE rating with HP Score 78/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (92/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

65/ 100

Moderate

Crime Score

27/ 100

Moderate

Walkability

92/ 100

Excellent

Transit & Bike

Transit 50Bike 51

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£95,000

At the asking price

Monthly rent£450/mo

Evidenced range £400-£500

Interest rate5.4%

Loan to value75%

Cash required: £29,800
Net cash flow: -£9/mo
Cash on cash: -0.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.40 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£96,000

Rent Estimate (pcm)£450

Gross Yield5.68%

1y Growth+2.4%

3y Growth+2.4%

5y Growth+3.9%

10y Growth+3.9%

Last Sold Price£66,000 (2004-04-08)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideSignificant
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0BD16 4QA

Approval Rate

-12mo

Development

low

26/03025/FUL
Change of use of and internal/external alterations to former bank (use class E) to form additional floorspace for existing public house (The Myrtle Grove) including external drinking area to rear, upgrading of existing HVAC systems, construction of close-boarded timber fencing and external AC condenser units with edge protection. New frontage including timber shopfront, balustrading, railings and tilework.
Pending
24/04691/SUB01
Submission of details required by condition 8 (Quality Control) and Statutory BNG of planning permission 24/04691/FUL
Pending
26/02873/HOU
Demolition of garage and front porch, construction of single-storey side and front wraparound extension to include replacement porch, re-roofing of property and installation of solar photovoltaic array to front
Pending

View Planning Timeline

Ownership

Corporate Ownership58.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2004-04-08
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,424

Population Density5,608 /km²

Owner Occupied42%

Age Distribution

0-15 17%16-64 66%65+ 17%

View Area Profile

Schools Nearby

Trinity All Saints CofE VA Primary School
0.1 mi
Inspected as Trinity All Saints CofE VA Primary School (URN 107338) on 15 Jan 2019
St Joseph's Catholic Primary School, A Voluntary Academy
0.2 mi
Inspected as St Joseph's Catholic Primary School (URN 107342) on 11 Feb 2020
Beckfoot Priestthorpe Primary School & Nursery
0.3 mi
GoodConcerns
Beckfoot School
0.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

2 Broadway
-
£165k
-
33 Broadway
-
£100k
-
43 Broadway
-
£92k
-
17 Broadway
-
£105k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN