23 Brunswick Street, Ferncliffe, Bingley, BD16 4PL

UPRN:100051119892Mid Terrace House3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band AEPC: D (60)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

23 Brunswick Street, Ferncliffe, Bingley, BD16 4PL

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£174,000

£166k - £183kHigh

Estimate

£174k

Range

£166k – £183k

Rent Estimate (pcm)

£800

£750 - £900

Monthly

£800

Yield

5.65%

Verdict

Derived from HomePortfolio scores

23 Brunswick Street earns an INVESTIGATE rating with HP Score 74/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (77/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

28/ 100

Moderate

Walkability

77/ 100

High

Transit & Bike

Transit 53Bike 47

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£170,000

At the asking price

Monthly rent£800/mo

Evidenced range £750-£900

Interest rate5.4%

Loan to value75%

Cash required: £53,200
Net cash flow: -£20/mo
Cash on cash: -0.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.39 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£174,000

Rent Estimate (pcm)£800

Gross Yield5.65%

1y Growth-29.4%

3y Growth+2.4%

5y Growth+3.9%

10y Growth+3.9%

Last Sold Price£158,000 (2021-08-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BD16 4PL

Approval Rate

-12mo

Development

low

26/03025/FUL
Change of use of and internal/external alterations to former bank (use class E) to form additional floorspace for existing public house (The Myrtle Grove) including external drinking area to rear, upgrading of existing HVAC systems, construction of close-boarded timber fencing and external AC condenser units with edge protection. New frontage including timber shopfront, balustrading, railings and tilework.
Pending
24/04691/SUB01
Submission of details required by condition 8 (Quality Control) and Statutory BNG of planning permission 24/04691/FUL
Pending
26/03031/CPN
To remove one ash and one sycamore tree down to ground level and poison off with eco plugs. Reason: spoiling amenity use of beer garden.
Pending

View Planning Timeline

Ownership

Corporate Ownership58.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2021-08-27
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,424

Population Density-

Owner Occupied42%

Age Distribution

0-15 17%16-64 66%65+ 17%

View Area Profile

Schools Nearby

St Joseph's Catholic Primary School, A Voluntary Academy
0.0 mi
Inspected as St Joseph's Catholic Primary School (URN 107342) on 11 Feb 2020
Beckfoot Priestthorpe Primary School & Nursery
0.2 mi
GoodConcerns
Trinity All Saints CofE VA Primary School
0.3 mi
Inspected as Trinity All Saints CofE VA Primary School (URN 107338) on 15 Jan 2019
Eldwick Primary School
0.5 mi
Good

4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

31 Brunswick Street
-
£180k
-
31 Brunswick Street
-
£115k
-
9 Brunswick Street
-
£163k
-
5 Brunswick Street
-
£172k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN